Characteristics of the Mortgage Loans* Pool Number FHA Program City State Principal Balance as of Cut-off Date Mortgage Interest Rate Certificate Rate Servicing and Guaranty Fee Rate Maturity Date Original Term to Maturity (mos.) Remaining Term to Maturity (mos.) Period from Issuance (mos.) Issue Date Lockout End Date Prepayment Penalty End Date Lockout/ Prepayment Penalty Code Remaining   Lockout Period (mos.) Remaining Prepayment Penalty Period (mos.) 539607 232/223(f) Momence IL $6,522,537.37 7.19000% 6.94000% 0.25000% 08/15/2036 421 419 2 07/01/2001 08/01/2006 08/01/2011 2 58 118 549626 232/223(f) Porterville CA 6,248,421.80 7.25000 7.00000 0.25000 08/15/2031 360 359 1 08/01/2001 08/01/2006 08/01/2011 2 58 118 533859 232/223(f) Abington VA 5,984,509.30 7.15000 6.90000 0.25000 06/15/2036 421 417 4 05/01/2001 07/01/2006 07/01/2011 2 57 117 506317 232/223(f) San Rafael CA 5,839,556.77 7.37500 7.12500 0.25000 06/15/2031 360 357 3 06/01/2001 06/01/2006 06/01/2011 2 56 116 452887 221(d)(4) Millington TN 5,809,378.19 7.25000 7.00000 0.25000 11/15/2040 476 470 6 03/01/2001 12/01/2005 12/01/2010 2 50 110 461932 232 Kenosha WI 5,804,166.01 8.00000 7.75000 0.25000 11/15/2040 475 470 5 04/01/2001 12/01/2005 12/01/2010 2 50 110 549394 232/223(a)(7) Flemington NJ 5,740,739.67 7.27000 7.02000 0.25000 03/15/2036 416 414 2 07/01/2001 08/01/2011 08/01/2011 1 118 118 536811 232/223(f) Cape Elizabeth ME 5,729,089.71 7.62000 7.35000 0.27000 04/15/2036 420 415 5 04/01/2001 05/01/2011 05/01/2011 1 115 115 561894 232/223(f) Bridgeview IL 5,715,581.80 6.97000 6.72000 0.25000 07/15/2036 421 418 3 06/01/2001 09/01/2006 09/01/2011 2 59 119 533844 221(d)(4) Fort Walton Beach FL 5,116,460.45 7.50000 7.25000 0.25000 02/15/2039 457 449 8 01/01/2001 03/01/2009 03/01/2009 1 89 89 546931 232/223(f) Nobleville IN 4,803,029.00 6.90000 6.65000 0.25000 09/15/2026 301 300 1 08/01/2001 09/01/2006 09/01/2011 2 59 119 465586 221(d)(4) Hudsonville MI 4,706,705.12 7.25000 6.87500 0.37500 01/15/2041 474 472 2 07/01/2001 09/01/2010 09/01/2010 1 107 107 477257 232 Anderson SC 4,464,856.79 7.00000 6.75000 0.25000 06/15/2040 473 465 8 01/01/2001 05/01/2005 04/01/2010 3 43 102 517187 232 Shawnee Mission KS 4,394,555.06 8.75000 8.50000 0.25000 02/15/2041 476 473 3 06/01/2001 02/01/2006 02/01/2011 2 52 112 549622 232/223(f) Beloit WI 4,330,419.03 7.22000 6.97000 0.25000 07/15/2036 420 418 2 07/01/2001 07/01/2006 06/01/2011 3 57 116 533849 232/223(f) Sylmar CA 4,284,828.05 7.35000 7.10000 0.25000 04/15/2031 361 355 6 03/01/2001 05/01/2006 05/01/2011 2 55 115 525371 221(d)(4) Harris County TX 4,265,095.14 7.82500 7.57500 0.25000 12/15/2040 478 471 7 02/01/2001 10/01/2005 10/01/2010 2 48 108 549628 232/223(f) Lewiston NY 4,106,499.01 7.15000 6.90000 0.25000 08/15/2036 420 419 1 08/01/2001 08/01/2011 08/01/2011 1 118 118 539604 232/223(f) Long Beach CA 3,961,784.65 7.15000 6.90000 0.25000 06/15/2036 421 417 4 05/01/2001 05/01/2006 05/01/2011 2 55 115 549374 223(f) Rock Island IL 3,805,224.32 6.75000 6.50000 0.25000 06/15/2036 421 417 4 05/01/2001 06/01/2006 06/01/2011 2 56 116 536571 223(f) Salt Lake City UT 3,791,172.69 7.10000 6.85000 0.25000 07/15/2036 420 418 2 07/01/2001 07/01/2006 07/01/2011 2 57 117 455260 221(d)(4) McComb MS 3,699,213.92 7.12500 6.87500 0.25000 12/15/2039 478 459 19 02/01/2000 09/01/2004 09/01/2009 2 35 95 545787 223(f) Knoxville TN 3,566,254.46 7.25000 7.00000 0.25000 07/15/2036 420 418 2 07/01/2001 07/01/2006 07/01/2011 2 57 117 533854 223(a)(7) Portland ME 3,546,282.06 7.10000 6.85000 0.25000 11/15/2025 295 290 5 04/01/2001 06/01/2006 06/01/2011 2 56 116 461892 241 Allston MA 3,514,215.49 7.30000 6.87500 0.42500 12/15/2039 466 459 7 02/01/2001 01/01/2010 01/01/2010 1 99 99 549372 223(a)(7) Brooklyn NY 3,279,062.62 6.98000 6.73000 0.25000 05/15/2027 312 308 4 05/01/2001 06/01/2011 06/01/2011 1 116 116 546371 232/223(f) Burlingame CA 3,236,458.90 7.79000 7.54000 0.25000 04/15/2036 420 415 5 04/01/2001 05/01/2006 05/01/2011 2 55 115 500565 232 Oakley UT 2,884,194.11 7.17000 6.92000 0.25000 04/15/2040 465 463 2 07/01/2001 02/01/2005 02/01/2010 2 40 100 539606 232/223(f) Camus WA 2,801,043.97 7.23000 6.98000 0.25000 07/15/2036 421 418 3 06/01/2001 06/01/2006 06/01/2011 2 56 116 525915 221(d)(4) Austin TX 2,653,632.03 8.37500 8.12500 0.25000 03/15/2041 476 474 2 07/01/2001 12/01/2005 12/01/2010 2 50 110 519146 232 England AK 2,614,694.54 8.25000 8.00000 0.25000 11/15/2040 473 470 3 06/01/2001 12/01/2010 12/01/2010 1 110 110 519302 232/223(f) Milan TN 2,326,087.37 7.15000 6.77000 0.38000 06/15/2036 421 417 4 05/01/2001 07/01/2006 06/01/2036 5 57 117 549395 241/223(a)(7) Flemington NJ 2,239,829.31 7.04000 6.79000 0.25000 01/15/2036 414 412 2 07/01/2001 08/01/2011 08/01/2011 1 118 118 549632 223(a)(7) Wyoming MI 1,970,676.83 8.00000 7.50000 0.50000 08/15/2031 360 359 1 08/01/2001 08/01/2011 08/01/2011 1 118 118 549376 232/223(f) Forest Grove OR 1,933,264.07 7.75000 7.45000 0.30000 04/15/2031 359 355 4 05/01/2001 04/01/2006 04/01/2011 2 54 114 549375 232/223(f) Albany OR 1,832,824.46 7.75000 7.45000 0.30000 04/15/2031 359 355 4 05/01/2001 04/01/2006 04/01/2011 2 54 114 549388 223(a)(7) San Antonio TX 1,811,625.10 7.52000 7.11000 0.41000 07/15/2032 373 370 3 06/01/2001 08/01/2006 08/01/2011 2 58 118 550506 223(a)(7) Lexington KY 1,741,115.61 7.37500 7.00000 0.37500 04/15/2036 420 415 5 04/01/2001 04/01/2006 04/01/2011 2 54 114 536814 223(a)(7) Detroit MI 1,235,636.89 6.92000 6.50000 0.42000 04/15/2026 300 295 5 04/01/2001 05/01/2006 05/01/2011 2 55 115 524664 221(d)(4) Chattanooga TN 1,129,615.08 8.25000 8.00000 0.25000 11/15/2039 461 458 3 06/01/2001 12/01/2009 12/01/2011 4 98 122 * Based on publicly available information, including the report based upon disclosure documents for the Ginnie Mae Multifamily  Certificates, the information  with respect to the Mortgage Loans set forth on this Exhibit A has been collected and summarized by the Sponsor. (1)     Lockout before the Lockout End Date; thereafter no Prepayment Penalty is imposed. (2)      Lockout before the Lockout End Date; thereafter a Prepayment Penalty of 5% of the prepaid amount until the twelfth mortgage loan payment date beyond the Lockout End Date disclosed above, declining thereafter by 1% annually up to but not including the Prepayment Penalty End Date. (3)     Lockout before the Lockout End Date; thereafter a Prepayment Penalty of 5% of the prepaid amount until the eleventh mortgage loan payment date beyond the Lockout End Date disclosed above, declining thereafter by 1% annually up to but not included the Prepayment Penalty End Date. (4)     Lockout before the Lockout End Date; thereafter a Prepayment Penalty of 2% of the prepaid amount until the twelfth mortgage loan payment date beyond the Lockout End Date disclosed above, declining thereafter by 1% annually up to but not including the Prepayment Penalty End Date. (5)     Lockout before the Lockout End Date; thereafter a Prepayment Penalty of 5% of the prepaid amount until the twelfth mortgage loan payment date beyond the Lockout End Date disclosed above, declining thereafter by 1% annually up to but not including the payment date in July 2011, and thereafter remaining at 1% until the Prepayment Penalty End Date. A-2