Ginnie Mae REMIC Trust 2002-16 The Trust will issue the classes of securities listed in the table below. If you own exchangeable securities identified in the table, you can exchange them for the corresponding MX Securities, and vice versa. Class of REMIC Securities Original Principal Balance(2) Interest Rate Principal Type(3) Interest Type(3) Final Distribution Date(4) CUSIP Number Security Group 1 F.................................. $  65,690,223 (5) SUP FLT November 2030 38373TW43 FV(1) ........................ 390,000,000 (5) STP FLT February 2032 38373TW50 PA .............................. 69,761,000 6.0% PAC FIX May 2030 38373TW68 PB .............................. 18,101,000 6.0 PAC FIX April 2031 38373TW76 PC .............................. 11,811,000 6.0 PAC FIX October 2031 38373TW84 PD .............................. 7,524,000 6.0 PAC FIX February 2032 38373TW92 S.................................. 82,112,777 (5) SUP INV November 2030 38373TX26 SV(1) ........................ 390,000,000 (5) NTL(STP)     INV/IO February 2032 38373TX34 Z  ................................ 5,000,000 6.0 SUP FIX/Z February 2032 38373TX42 Security Group 2 FD(1)........................ 30,000,000 (5) PT FLT February 2032 38373TX59 SD(1)........................ 30,000,000 (5) NTL(PT) INV/IO February 2032 38373TX67 Residuals R  ................................ 0 0.0 NPR NPR February 2032 38373TX75 (1)  These Securities may be exchanged for MX Securities described in Schedule I. (2)  Subject to increase as described under "Increase in Size" in this Supplement. The amount shown  for  each  Notional  Class  (indicated  by  "NTL"  under  Principal  Type)  is  its  original Class Notional Balance and does not represent principal that will be paid. (3)  As defined under "Class Types" in Appendix I to the Base Offering Circular. The type of Class with which the Class Notional Balance of each Notional Class will be reduced is indicated in parentheses. (4)  See  "Yield,  Maturity  and  Prepayment  Considerations– Final  Distribution  Date"  in  this Supplement. (5)  See "Terms Sheet– Interest Rates" in this Supplement. S-2