TERMS SHEET
This terms sheet contains selected information for quick reference only. You should read
this Supplement, particularly "Risk Factors," and each of the other documents listed under
"Available Information."
Sponsor: Goldman, Sachs & Co.
Trustee: Bank One Trust Company, N.A.
Tax Administrator: The Trustee
Closing Date: February 22, 2002
Distribution Date: The 16th day of each month or, if the 16th day is not a Business Day, the
first Business Day thereafter, commencing in March 2002.
Trust Assets:
Trust
Asset
Group
Trust Asset Type
Original Term
To Maturity
Certificate Rate
(in years)
1
Ginnie Mae I
7.5%
30
2
Ginnie Mae I
8.0
30
Security Groups: This series of Securities consists of multiple Security Groups (each, a
"Group"), as shown on the inside front cover of this Supplement and on Schedule I to this
Supplement. Payments on each Group will be based solely on payments on the Trust Asset
Group with the same numerical designation.
Assumed Characteristics of the Mortgage Loans Underlying the Trust Assets1:
Principal
Balance 2
Weighted Average
Remaining Term to
Maturity (in months)
Weighted Average
Loan Age
(in months)
Mortgage Rate
Group 1 Trust Assets
$650,000,000
296
56
8.0%
Group 2 Trust Assets
$ 30,000,000
291
61
8.5%
1As of February 1, 2002.
2Does not include Trust Assets that will be added to pay the Trustee Fee.
The actual remaining terms to maturity and loan ages of many of the Mortgage Loans will diÅer
from the weighted averages shown above, perhaps significantly. See "The Trust Assets – The
Mortgage Loans" in this Supplement.
Issuance of Securities: The Securities, other than the Residual Securities, will initially be
issued in book-entry form through the book-entry system of the U.S. Federal Reserve Banks.
The Residual Securities will be issued in fully registered, certificated form. See "Description of
the Securities – Form of Securities" in this Supplement.
Modification and Exchange: If you own exchangeable Securities you will be able, upon
notice and payment of an exchange fee, to exchange them for a proportionate interest in the
related Securities shown on Schedule I to this Supplement. See "Description of the Securi-
ties – Modification and Exchange" in this Supplement.
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