2002-25

Characteristics of the Mortgage Loans* * Based on publicly available information, including the disclosure documents for the Ginnie Mae Multifamily Certificates, the information with respect to the Mortgage Loans set forth on this Exhibit A has been collected and summarized by the Sponsor. (1) Lockout before the Lockout End Date; thereafter no Prepayment Penalty is imposed. (2) Lockout before the Lockout End Date; thereafter a Prepayment Penalty of 5% of the prepaid amount until the twelfth mortgage loan payment date beyond the Lockout End Date disclosed above, declining thereafter by 1% annually up to but not including the Prepayment Penalty End Date. (3) Lockout before the Lockout End Date; thereafter a Prepayment Penalty of 5% of the prepaid amount until the eleventh mortgage loan payment date beyond the Lockout End Date disclosed above, declining thereafter by 1% annually up to but not including the Prepayment Penalty End Date. Pool Number FHA Program City State Principal Balance as of Issue Date Mortgage Interest Rate Certificate Rate Servicing and Guaranty Fee Rate Maturity Date Original Term to Maturity (mos.) Remaining Term to Maturity (mos.) Period from Issuance (mos.) Issue Date Lockout End Date Prepayment Penalty End Date Lockout/ Prepayment Penalty Code Remaining Lockout Period (mos.) Remaining Prepayment Penalty Period (mos.) 507699 223(f) New Orleans LA $4,516,075.18 7.000% 6.750% 0.250% 10/15/2027 313 306 7 09/01/2001 11/01/2006 11/01/2011 2 54 114 573873 232/223(f) Whiting IN 4,501,270.72 6.950 6.700 0.250 03/15/2032 360 359 1 03/01/2002 03/01/2007 03/01/2012 2 58 118 533815 241 Providence RI 4,436,531.42 8.300 8.050 0.250 04/15/2041 472 468 4 12/01/2001 05/01/2006 05/01/2011 2 48 108 579800 223(a)(7) Dekalb IL 4,432,346.71 6.800 6.550 0.250 12/15/2033 383 380 3 01/01/2002 02/01/2007 02/01/2012 2 57 117 528260 221(d)(4) South Berwick ME 3,958,396.93 8.500 8.250 0.250 10/15/2041 476 474 2 02/01/2002 07/21/2011 07/21/2011 1 111 111 575341 223(f) Frankfort KY 3,650,711.55 6.780 6.400 0.380 02/15/2037 421 418 3 01/01/2002 02/01/2007 02/01/2012 2 57 117 533823 221(d)(4) Manchester NH 3,554,626.57 7.950 7.700 0.250 07/15/2041 474 471 3 01/01/2002 08/01/2006 08/01/2011 2 51 111 424906 220/223(a)(7) Bronx NY 3,429,498.96 7.460 7.210 0.250 02/15/2030 337 334 3 01/01/2002 02/01/2012 02/01/2012 1 117 117 525407 232 Grand Junction CO 3,239,214.85 8.300 8.050 0.250 08/15/2041 476 472 4 12/01/2001 05/04/2011 05/04/2011 1 108 108 549633 232/223(f) Paramount CA 3,189,205.54 7.125 6.875 0.250 09/15/2036 420 413 7 09/01/2001 08/07/2006 08/07/2011 2 51 111 549634 232/223(f) Norwalk CA 3,184,822.40 7.125 6.875 0.250 09/15/2036 420 413 7 09/01/2001 08/07/2006 08/07/2011 2 51 111 477287 223(f) Hickory NC 2,952,797.16 7.625 7.375 0.250 10/15/2034 421 390 31 09/01/1999 09/22/2009 09/22/2009 1 89 89 561106 232/223(f) Broken Arrow OK 2,801,529.87 6.700 6.450 0.250 12/15/2036 421 416 5 11/01/2001 11/09/2011 11/09/2011 1 114 114 550328 223(a)(7) Goldsboro NC 2,602,809.44 7.050 6.800 0.250 01/15/2032 360 357 3 01/01/2002 01/31/2007 01/31/2012 2 57 117 525445 223(f) Albany NY 2,537,189.28 6.990 6.740 0.250 12/15/2036 420 416 4 12/01/2001 01/01/2007 01/01/2012 2 56 116 524675 232 Fayetteville TN 2,524,887.40 8.250 8.000 0.250 10/15/2041 479 474 5 11/01/2001 05/31/2011 05/31/2011 1 109 109 566296 223(f) Terre Haute IN 2,400,691.34 6.950 6.700 0.250 02/15/2037 420 418 2 02/01/2002 02/01/2007 02/01/2012 2 57 117 573874 232/223(f) LaGrange IN 2,378,662.73 6.950 6.700 0.250 03/15/2037 420 419 1 03/01/2002 03/01/2007 03/01/2012 2 58 118 430331 232 Buffalo Township PA 2,313,447.18 6.980 6.730 0.250 10/15/2039 473 450 23 05/01/2000 10/01/2003 10/01/2008 2 17 77 536768 232/223(f) Pass Christian MS 2,164,968.82 6.800 6.550 0.250 02/15/2037 421 418 3 01/01/2002 01/25/2012 01/25/2012 1 117 117 576390 223(a)(7) Memphis/Lexington TN/MS 2,121,471.61 6.950 6.450 0.500 02/15/2032 360 358 2 02/01/2002 02/01/2012 02/01/2012 1 117 117 525444 223(f) Valdosta GA 2,118,816.40 6.850 6.600 0.250 11/15/2036 420 415 5 11/01/2001 12/01/2011 12/01/2011 1 115 115 430328 232 Frankfort KY 2,073,350.33 7.500 7.250 0.250 07/15/2039 471 447 24 04/01/2000 04/30/2004 04/30/2009 2 24 84 577367 223(f) Murfreesboro TN 2,058,856.23 7.000 6.750 0.250 03/15/2037 421 419 2 02/01/2002 02/07/2007 02/07/2012 2 57 117 476829 223(f) Springfield VA 1,959,537.09 6.900 6.650 0.250 01/15/2034 420 381 39 01/01/1999 01/01/2009 01/01/2009 1 80 80 502530 223(a)(7) Dry Ridge KY 1,814,349.25 7.125 6.875 0.250 10/15/2033 381 378 3 01/01/2002 03/01/2007 03/01/2012 2 58 118 563284 223(f) Kissimmee FL 1,501,848.63 7.250 6.750 0.500 01/15/2028 312 309 3 01/01/2002 01/01/2007 01/01/2012 2 56 116 543667 232 Colorado Springs CO 1,456,211.78 7.730 7.480 0.250 11/15/2041 478 475 3 01/01/2002 08/16/2011 08/16/2011 1 112 112 424905 223(a)(7) New York NY 1,393,462.58 7.790 7.450 0.340 02/15/2031 349 346 3 01/01/2002 02/01/2012 02/01/2012 1 117 117 550327 223(a)(7) Hellertown PA 1,285,886.95 7.100 6.850 0.250 12/15/2030 347 344 3 01/01/2002 02/01/2007 02/01/2012 2 57 117 560170 223(f) Houston TX 1,255,302.63 7.000 6.750 0.250 03/15/2037 421 419 2 02/01/2002 04/01/2012 04/01/2012 1 119 119 536764 223(a)(7) Meridian MS 1,138,192.25 7.550 7.000 0.550 11/15/2032 370 367 3 01/01/2002 10/29/2011 10/29/2011 1 114 114 483347 221(d)(4) Jefferson City TN 1,053,855.14 7.000 6.750 0.250 03/15/2040 480 455 25 03/01/2000 08/01/2009 08/01/2009 1 87 87 536763 223(a)(7) Laurel MS 1,016,319.24 7.550 7.000 0.550 12/15/2032 371 368 3 01/01/2002 11/30/2011 11/30/2011 1 115 115 525814 221(d)(4) St. Paul MN 995,263.80 8.900 8.650 0.250 03/15/2036 409 407 2 02/01/2002 04/01/2011 04/01/2011 1 107 107 569125 223(a)(7) Memphis TN 972,815.64 7.500 6.840 0.660 01/15/2032 360 357 3 01/01/2002 02/01/2007 02/01/2012 2 57 117 576393 223(a)(7) Greenwood SC 948,585.51 7.500 7.200 0.300 02/15/2032 360 358 2 02/01/2002 03/01/2012 03/01/2012 1 118 118 569134 223(a)(7) Orangeburg SC 891,324.99 7.750 7.050 0.700 01/15/2031 348 345 3 01/01/2002 02/01/2007 02/01/2012 2 57 117 525446 223(f) Schenectady NY 813,069.93 6.990 6.740 0.250 12/15/2036 420 416 4 12/01/2001 01/01/2007 01/01/2012 2 56 116 550334 223(a)(7) Augusta GA 549,181.09 7.500 7.000 0.500 02/15/2032 360 358 2 02/01/2002 03/01/2007 03/01/2012 2 58 118 461921 223(a)(7) Frankfort MI 490,273.28 7.300 6.800 0.500 06/15/2034 421 386 35 05/01/1999 07/01/2009 07/01/2009 1 86 86 569142 221(d)(3)/223(a)(7) El Dorado AR 449,600.92 8.750 7.500 1.250 02/15/2022 240 238 2 02/01/2002 02/01/2012 02/01/2012 1 117 117 A-2