Security Group 9 PSA Prepayment Assumption Rates Distribution Date Classes EN, FN, NA, NE, NF, NG, NH, NI, NJ, NK, NL, NM, NT, NU, NV, NX and SN 0% 290% 500% 530% 1000% Class NB 0% 290% 500% 530% 1000% Class NC 0% 290% 500% 530% 1000% Initial Percent ..................    100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 June 2004 .......................... 98 92 92 92 92 100 100 100 100 100 100 100 100 100 0 June 2005 .......................... 95 76 76 76 63 100 100 100 100 100 100 100 100 100 0 June 2006 .......................... 92 56 56 56 22 100 100 100 100 100 100 100 0 0 0 June 2007 .......................... 90 38 38 38 5 100 100 100 100 100 100 100 0 0 0 June 2008 .......................... 87 24 24 24 0 100 100 100 100 78 100 100 0 0 0 June 2009 .......................... 83 14 14 14 0 100 100 100 100 31 100 100 0 0 0 June 2010 .......................... 80 8 8 8 0 100 100 100 100 12 100 100 0 0 0 June 2011 .......................... 76 3 3 3 0 100 100 100 100 5 100 100 0 0 0 June 2012 .......................... 73 0 0 0 0 100 100 100 100 2 100 100 0 0 0 June 2013 .......................... 68 0 0 0 0 100 70 70 70 1 100 100 0 0 0 June 2014 .......................... 64 0 0 0 0 100 47 47 47 0 100 84 0 0 0 June 2015 .......................... 60 0 0 0 0 100 31 31 31 0 100 30 0 0 0 June 2016 .......................... 55 0 0 0 0 100 20 20 20 0 100 0 0 0 0 June 2017 .......................... 50 0 0 0 0 100 13 13 13 0 100 0 0 0 0 June 2018 .......................... 44 0 0 0 0 100 9 9 9 0 100 0 0 0 0 June 2019 .......................... 38 0 0 0 0 100 6 6 6 0 100 0 0 0 0 June 2020 .......................... 32 0 0 0 0 100 4 4 4 0 100 0 0 0 0 June 2021 .......................... 25 0 0 0 0 100 2 2 2 0 100 0 0 0 0 June 2022 .......................... 18 0 0 0 0 100 2 2 2 0 100 0 0 0 0 June 2023 .......................... 11 0 0 0 0 100 1 1 1 0 100 0 0 0 0 June 2024 .......................... 3 0 0 0 0 100 1 1 1 0 100 0 0 0 0 June 2025 .......................... 0 0 0 0 0 7 0 0 0 0 100 0 0 0 0 June 2026 .......................... 0 0 0 0 0 0 0 0 0 0 100 0 0 0 0 June 2027 .......................... 0 0 0 0 0 0 0 0 0 0 100 0 0 0 0 June 2028 .......................... 0 0 0 0 0 0 0 0 0 0 100 0 0 0 0 June 2029 .......................... 0 0 0 0 0 0 0 0 0 0 100 0 0 0 0 June 2030 .......................... 0 0 0 0 0 0 0 0 0 0 100 0 0 0 0 June 2031 .......................... 0 0 0 0 0 0 0 0 0 0 100 0 0 0 0 June 2032 .......................... 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 June 2033 .......................... 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Weighted Average Life (years)  ..................   12.9 3.6 3.6 3.6 2.4 21.7 11.6 11.6 11.6 5.8 28.7 11.6 2.5 2.2 0.4 PSA Prepayment Assumption Rates Class ND Class ZN Distribution Date 0% 290% 500% 530% 1000% 0% 290% 500% 530% 1000% Initial Percent ..................    100 100 100 100 100 100 100 100 100 100 June 2004 ..........................    100 100 100 100 50 105 100 74 70 70 June 2005 ..........................    100 100 100 100 0 110 100 15 3 0 June 2006 ..........................    100 100 78 49 0 116 100 0 0 0 June 2007 ..........................    100 100 37 6 0 122 100 0 0 0 June 2008 ..........................    100 100 29 0 0 128 99 0 0 0 June 2009 ..........................    100 100 25 0 0 135 89 0 0 0 June 2010 ..........................    100 100 21 0 0 142 71 0 0 0 June 2011 ..........................    100 100 16 0 0 149 52 0 0 0 June 2012 ..........................    100 100 13 0 0 157 31 0 0 0 June 2013 ..........................    100 100 10 0 0 165 13 0 0 0 June 2014 ..........................    100 100 7 0 0 173 0 0 0 0 June 2015 ..........................    100 100 5 0 0 182 0 0 0 0 June 2016 ..........................    100 93 4 0 0 191 0 0 0 0 June 2017 ..........................    100 75 3 0 0 201 0 0 0 0 June 2018 ..........................    100 61 2 0 0 211 0 0 0 0 June 2019 ..........................    100 49 1 0 0 222 0 0 0 0 June 2020 ..........................    100 39 1 0 0 234 0 0 0 0 June 2021 ..........................    100 30 1 0 0 246 0 0 0 0 June 2022 ..........................    100 24 0 0 0 258 0 0 0 0 June 2023 ..........................    100 18 0 0 0 271 0 0 0 0 June 2024 ..........................    100 14 0 0 0 285 0 0 0 0 June 2025 ..........................    100 11 0 0 0 300 0 0 0 0 June 2026 ..........................    100 8 0 0 0 263 0 0 0 0 June 2027 ..........................    100 6 0 0 0 222 0 0 0 0 June 2028 ..........................    100 4 0 0 0 178 0 0 0 0 June 2029 ..........................    100 3 0 0 0 131 0 0 0 0 June 2030 ..........................    100 2 0 0 0 80 0 0 0 0 June 2031 ..........................    100 1 0 0 0 27 0 0 0 0 June 2032 .......................... 96 0 0 0 0 0 0 0 0 0 June 2033 .......................... 0 0 0 0 0 0 0 0 0 0 Weighted Average Life (years)  ..................   29.5 16.9 5.1 3.1 1.0 25.5 8.1 1.4 1.3 1.2 S-31