TERMS SHEET This terms sheet contains selected information for quick reference only. You should read this Supplement, particularly "Risk Factors," and each of the other documents listed under "Available Information." Sponsor:    Greenwich Capital Markets, Inc. Trustee:    U.S. Bank National Association Tax Administrator:    The Trustee Closing Date:    March 28, 2003 Distribution Dates:    For the Group 1 Securities, the 20th day of each month or, if the 20th day is not a Business Day, the first Business Day thereafter, commencing in April 2003. For the Group 2 Securities, the 16th day of each month or, if the 16th day is not a Business Day, the first Business Day thereafter, commencing in April 2003. Trust Assets: Trust Asset Group Trust Asset Type Certificate Rate Original Term To Maturity (in years) 1 Ginnie Mae II 5.5% 30 2 Ginnie Mae I 6.5% 30 Security  Groups:  This  series  of  Securities  consists  of  multiple  Security  Groups  (each,  a "Group"), as shown on the inside front cover of this Supplement and on Schedule I to this Supplement. Payments on each Group will be based solely on payments on the Trust Asset Group with the same numerical designation. Assumed Characteristics of the Mortgage Loans Underlying the Trust Assets1: Principal Balance2 Weighted Average Remaining Term to Maturity (in months) Weighted Average Loan Age (in months) Weighted Average Mortgage Rate3 Group 1 Trust Assets $500,000,000 357 2 6.25% Group 2 Trust Assets $  85,000,000 284 67 7.00% $130,384,615 348 8 7.00% 1As of March 1, 2003. 2Does not include Trust Assets that will be added to pay the Trustee Fee. 3The Mortgage Loans underlying the Group 1 Trust Assets may bear interest at rates ranging from 0.5% to 1.5% per annum above the related Certificate Rate. The actual remaining terms to maturity, loan ages and, in the case of the Group 1 Trust Assets, Mortgage Rates of many of the Mortgage Loans underlying the Trust Assets will differ from the weighted averages shown above, perhaps significantly. See "The Trust Assets – The Mortgage Loans" in this Supplement. Issuance of Securities: The Securities, other than the Residual Securities, will initially be issued in book-entry form through the book-entry system of the U.S. Federal Reserve Banks (the B-4