Security Group 9 PSA Prepayment Assumption Rates Class IH Distribution Date 0% 75% 150% 250% 400% Initial Percent ..................     100 100 100 100 100 May 2005  .......................... 96 88 80 79 79 May 2006  .......................... 92 72 55 51 33 May 2007  .......................... 88 58 38 32 19 May 2008  .......................... 83 48 22 19 10 May 2009  .......................... 78 38 12 12 0 May 2010  .......................... 73 27 1 1 0 May 2011  .......................... 67 9 0 0 0 May 2012  .......................... 62 0 0 0 0 May 2013  .......................... 58 0 0 0 0 May 2014  .......................... 54 0 0 0 0 May 2015  .......................... 49 0 0 0 0 May 2016  .......................... 44 0 0 0 0 May 2017  .......................... 38 0 0 0 0 May 2018  .......................... 32 0 0 0 0 May 2019  .......................... 19 0 0 0 0 May 2020  .......................... 7 0 0 0 0 May 2021  .......................... 0 0 0 0 0 May 2022  .......................... 0 0 0 0 0 May 2023  .......................... 0 0 0 0 0 May 2024  .......................... 0 0 0 0 0 May 2025  .......................... 0 0 0 0 0 May 2026  .......................... 0 0 0 0 0 May 2027  .......................... 0 0 0 0 0 May 2028  .......................... 0 0 0 0 0 May 2029  .......................... 0 0 0 0 0 May 2030  .......................... 0 0 0 0 0 May 2031  .......................... 0 0 0 0 0 May 2032  .......................... 0 0 0 0 0 May 2033  .......................... 0 0 0 0 0 May 2034  .......................... 0 0 0 0 0 Weighted Average Life (years)  .................. 9.9 3.9 2.6 2.4 1.9 Security Group 10 PSA Prepayment Assumption Rates Class IG Distribution Date 0% 75% 150% 250% 400% Initial Percent ..................     100 100 100 100 100 May 2005  ..........................    100 100 100 100 100 May 2006  ..........................    100 100 100 100 100 May 2007  ..........................    100 100 100 100 100 May 2008  ..........................    100 100 100 100 100 May 2009  ..........................    100 100 100 100 98 May 2010  ..........................    100 100 100 100 67 May 2011  ..........................    100 100 100 99 44 May 2012  ..........................    100 100 98 86 26 May 2013  ..........................    100 100 82 66 13 May 2014  ..........................    100 100 61 49 3 May 2015  ..........................    100 99 43 34 0 May 2016  ..........................    100 98 27 22 0 May 2017  ..........................    100 96 12 13 0 May 2018  ..........................    100 83 2 4 0 May 2019  ..........................    100 67 0 0 0 May 2020  ..........................    100 53 0 0 0 May 2021  ..........................    100 39 0 0 0 May 2022  ..........................    100 25 0 0 0 May 2023  ..........................    100 12 0 0 0 May 2024  ..........................    100 0 0 0 0 May 2025  .......................... 98 0 0 0 0 May 2026  .......................... 91 0 0 0 0 May 2027  .......................... 67 0 0 0 0 May 2028  .......................... 42 0 0 0 0 May 2029  .......................... 15 0 0 0 0 May 2030  .......................... 0 0 0 0 0 May 2031  .......................... 0 0 0 0 0 May 2032  .......................... 0 0 0 0 0 May 2033  .......................... 0 0 0 0 0 May 2034  .......................... 0 0 0 0 0 Weighted Average Life (years)  ..................    23.6 16.3 10.8 10.2 7.0 S-32