TERMS SHEET
This terms sheet contains selected information for quick reference only. You should read
this Supplement, particularly "Risk Factors," and each of the other documents listed under
"Available Information."
Sponsor: Citigroup Global Markets Inc.
Trustee: U.S. Bank National Association
Tax Administrator: The Trustee
Closing Date: April 30, 2004
Distribution Dates: For the Group 1 Securities, the 20th day of each month or, if the
20th day is not a Business Day, the first Business Day thereafter, commencing in May 2004. For
the Group 2 Securities, the 16th day of each month or, if the 16th day is not a Business Day, the
first Business Day thereafter, commencing in May 2004.
Trust Assets:
Trust
Asset
Group
Trust Asset Type
Certificate Rate
Original Term
To Maturity
(in years)
1
Ginnie Mae II
5.0%
30
2
Ginnie Mae I
5.0%
30
Security Groups: This series of Securities consists of multiple Security Groups (each, a
"Group"), as shown on the inside front cover of this Supplement and on Schedule I to this
Supplement. Payments on each Group will be based solely on payments on the Trust Asset
Group with the same numerical designation.
Assumed Characteristics of the Mortgage Loans Underlying the Trust Assets1:
Principal
Balance2
Weighted Average
Remaining Term to
Maturity (in months)
Weighted Average
Loan Age
(in months)
Weighted
Average
Mortgage Rate3
Group 1 Trust Assets
$200,000,000
356
2
5.58%
Group 2 Trust Assets
$118,729,600
348
10
5.50%
1As of April 1, 2004.
2Does not include the Group 1 Trust Assets that will be added to pay the Trustee
Fee.
3The Mortgage Loans underlying the Group 1 Trust Assets may bear interest at rates
ranging from 0.25% to 1.50% per annum above the related Certificate Rate.
The actual remaining terms to maturity, loan ages and, in the case of the Group 1 Trust Assets,
Mortgage Rates of many of the Mortgage Loans will differ from the weighted averages shown
above, perhaps significantly. See "The Trust Assets – The Mortgage Loans" in this Supplement.
Issuance of Securities: The Securities, other than the Residual Securities, will initially be
issued in book-entry form through the book-entry system of the U.S. Federal Reserve Banks (the
"Fedwire Book-Entry System"). The Residual Securities will be issued in fully registered,
certificated form. See "Description of the Securities – Form of Securities" in this Supplement.
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