Modification and Exchange: If you own exchangeable Securities you will be able, upon notice and payment of an exchange fee, to exchange them for a proportionate interest in the related Securities shown on Schedule I to this Supplement. See "Description of the Securi- ties – Modification and Exchange" in this Supplement. Increased Minimum Denomination Classes: Each Class that constitutes a Principal Only or Interest   Only   Class.   See   "Description   of   the   Securities – Form   of   Securities"   in   this Supplement. Interest Rates: The Interest Rates are shown on the inside cover page of this Supplement or on Schedule I to this Supplement. Allocation  of  Principal: On  each  Distribution  Date  for  a  Security  Group,  the  following distributions will be made to the related Securities: SECURITY GROUP 1 A percentage of the Group 1 Principal Distribution Amount will be applied to the Trustee Fee, and  the  remainder  of  the  Group  1  Principal  Distribution  Amount  (the  "Group  1  Adjusted Principal Distribution Amount") and the ZA Accrual Amount will be allocated as follows: •   The ZA Accrual Amount, sequentially, to VA, VB, A and ZA, in that order, until retired •   The Group 1 Adjusted Principal Distribution Amount, sequentially, to A, VA, VB and ZA, in that order, until retired SECURITY GROUP 2 •   The Group 2 Principal Distribution Amount will be allocated, sequentially, to NA and NC, in that order, until retired Accrual Class: Interest will accrue on the Accrual Class identified on the inside front cover of this Supplement at the per annum rate set forth on that page. However, no interest will be distributed to the Accrual Class as interest. Interest so accrued on the Accrual Class on each Distribution Date will constitute the Accrual Amount, which will be added to the Class Princi- pal Balance of that Class on each Distribution Date and will be distributable as principal as set forth in this Terms Sheet under "Allocation of Principal." Notional Classes: The Notional Classes will not receive distributions of principal but have Class Notional Balances for convenience in describing their entitlements to interest. The Class Notional Balance of each Notional Class represents the percentage indicated below of, and reduces to that extent with, the Class Principal Balances indicated: Class Original Class Notional Balance Represents Approximately AI .......... $472,640,000 100% of A (SEQ/AD Class) BI .......... $  94,201,064 100% of NA and NC (in the aggregate) (SC/SEQ Classes) CI .......... $  12,222,223 100% of NC (SC/SEQ Class) NI .......... $  81,978,841 100% of NA (SC/SEQ Class) VI .......... $534,520,000 100% of A and VB (in the aggregate) (SEQ/AD Classes) 64,680,000 100% of VA (AD/SEQ Class) $599,200,000 Tax Status: Single REMIC Series. See "Certain Federal Income Tax Consequences" in this Supplement and in the Base Offering Circular. Regular and Residual Classes: Class R is a Residual Class and is the Residual Interest of the Trust REMIC; all other Classes of REMIC Securities are Regular Classes. B-25