SECURITY GROUP 3 The Group 3 Principal Distribution Amount will be allocated to NF, until retired SECURITY GROUP 4 The Group 4 Principal Distribution Amount and the ZC Accrual Amount will be allocated as follows: •   The ZC Accrual Amount, sequentially, to VC and ZC, in that order, until retired •   The Group 4 Principal Distribution Amount, concurrently, as follows: 1.  33.3333333333% to FE, until retired 2.  66.6666666667%, sequentially, to GA, VC and ZC, until retired Scheduled Principal Balances: The Aggregate Scheduled Principal Balances for the Classes listed  below  are  included  in  Schedule  II  to  this  Supplement.  They  were  calculated  using, among other things, the following Structuring Ranges or Rate: Class Structuring Ranges or Rate FD, PA, PB, PC and SD (in the aggregate)  .............................. 125% PSA through 240% PSA* FA, FB, FC, FJ, OA, OB, OC and OJ (in the aggregate)........ 125% PSA through 250% PSA F and S (in the aggregate) ............................................................ 200% PSA** * The initial Effective Range is 126% PSA through 239% PSA. **  No Effective Rate. Accrual Classes:  Interest will accrue on each Accrual Class identified on the inside front cover of this Supplement at the per annum rate set forth on that page. However, no interest will be distributed  to  the  Accrual  Classes.  Interest  so  accrued  on  each   Accrual  Class  on  each Distribution Date will constitute an Accrual Amount, which will be added to the Class Principal Balance of that Class on each Distribution Date and will be distributable as principal as set forth in this Terms Sheet under "Allocation of Principal." Notional Classes:  The Notional Classes will not receive distributions of principal but have Class Notional Balances for convenience in describing their entitlements to interest. The Class S-7