Pool
Number
Security
Type
FHA Program
City
State
Principal
Balance as of
the Cut-off Date
Mortgage
Interest
Rate
(%)
Certificate
Rate
(%)
Servicing
and
Guaranty
Fee Rate
(%)
Maturity
Date
Monthly
Principal
and
Interest
Original
Term to
Maturity
(mos.)
Remaining
Term to
Maturity
(mos.)
Period
from
Issuance
(mos.)
Issue Date
Lockout
End Date
Prepayment
Penalty End
Date
Lockout/
Prepayment
Penalty
Code
Remaining
Lockout
Period
Total
Remaining
Lockout and
Prepayment
Penalty
Period
(mos.)
Remaining
Interest
Only
Period
(mos.)
442589 PLC
241(a)
Inver Grove Heights
MN $
323,950.10
8.000%
7.750%
0.250% Jun-14 $ 5,049.17
185
84
101
Jan-99
Jul-08
N/A
5
13
13
0
395978 PLC
232/223(f)
Newark
NJ
321,207.89
8.500
8.000
0.500
May-30
2,656.58
421
275
146
Apr-95
N/A
N/A
16
N/A
N/A
0
444106 PLC
223(f)
Concord
CA
278,689.71
8.250
7.500
0.750
Aug-29
2,285.35
360
266
94
Aug-99
Aug-04
Aug-09
4
0
26
0
442587 PLC
241(a)
Inver Grove Heights
MN
251,392.23
8.000
7.750
0.250
Jun-14
3,946.66
185
84
101
Jan-99
Jul-08
N/A
5
13
13
0
495344 PLC
241
New Haven
CT
208,504.40
8.500
8.000
0.500
Dec-14
3,141.04
163
90
73
May-01
Feb-10
N/A
5
32
32
0
5421
PLC
236/221(d)(4)
Marshall
MO
139,641.22
7.000
6.650
0.350
Oct-14
2,048.77
470
88
382
Aug-75
N/A
N/A
16
N/A
N/A
0
* Based on public available information, including the disclosure documents for the Ginnie Mae Multifamily Certificates, the information with respect to the Mortgage Loans set forth on this Exhibit A has been collected and summarized
by the sponsor.
** Pool Numbers 525820, 544407 and 659882 will have monthly principal and interest payments as described in this Supplement. See "Certain Additional Characteristics of the Mortgage Loans Level Payments" in this Supplement.
The principal and interest amounts shown in this column reflect only those amounts that are due in respect of the portion of each applicable Ginnie Mae Project Loan Certificate that is a Trust PLC or each Ginnie Mae Construction Loan
Certificate that is a Trust CLC. Because Ginnie Mae Construction Loans are not entitled to receive principal payments, the amounts identified for each Trust CLC are based upon the assumption that the Trust CLC has converted to a Trust PLC.
The remaining interest only period reflects the number of months remaining during which the Ginnie Mae Construction Loan Certificate is expected to remain outstanding, based on the remaining construction period for the Ginnie Mae Construction
Loan Certificate.
Lockout and Penalty Codes:
(1) Voluntary prepayment prohibited through the lockout end date, thereafter a prepayment penalty of 9% of the prepaid amount until the forty-eighth mortgage loan payment beyond the lockout end date disclosed above, thereafter a prepayment penalty of
5% of the prepaid amount until the sixtieth mortgage loan payment beyond the lockout end date disclosed above, declining thereafter by 1% annually through the prepayment penalty end date until it reaches 0%.
(2) Voluntary prepayment prohibited through the lockout end date, thereafter a prepayment penalty of 9% of the prepaid amount until the twelfth mortgage loan payment beyond the lockout end date disclosed above, declining thereafter by 1% annually
through the prepayment penalty end date until it reaches 0%.
(3) Voluntary prepayment prohibited through the lockout end date, thereafter a prepayment penalty of 8% of the prepaid amount until the twelfth mortgage loan payment beyond the lockout end date disclosed above, declining thereafter by 1% annually
through the prepayment penalty end date until it reaches 0%.
(4) Voluntary prepayment prohibited through the lockout end date, thereafter a prepayment penalty of 5% of the prepaid amount until the twelfth mortgage loan payment beyond the lockout end date disclosed above, declining thereafter by 1% annually
through the prepayment end date until it reaches 0%.
(5) Voluntary prepayment prohibited through the lockout end date, thereafter prepayment is permitted without penalty.
(6) Voluntary prepayment prohibited through the lockout end date, thereafter a prepayment penalty of 3% of the prepaid amount until the twelfth mortgage loan payment beyond the lockout end date disclosed above, declining thereafter by 1% annually until it reaches 0%.
(7) Voluntary prepayment prohibited through the lockout end date, thereafter a prepayment penalty of 10% of the prepaid amount until the forty-eighth mortgage loan payment beyond the lockout end date disclosed above, thereafter a prepayment penalty of
5% of the prepaid amount until the sixtieth mortgage loan payment beyond the lockout end date disclosed above, declining thereafter by 1% annually through the prepayment penalty end date until it reaches 0%.
(8) No lockout. A prepayment penalty of 8% of the prepaid amount until the tenth mortgage loan payment beyond the issue date disclosed above, declining thereafter by 1% annually through the prepayment penalty end date until it reaches 0%.
(9) Voluntary prepayment prohibited through the lockout end date, thereafter a prepayment penalty of 9% of the prepaid amount until the thirty-sixth mortgage loan payment beyond the lockout end date disclosed above, thereafter a prepayment penalty of
5% of the prepaid amount until the forty-eighth mortgage loan payment beyond the lockout end date disclosed above, declining thereafter by 1% annually through the prepayment penalty end date until it reaches 0%.
(10) Voluntary prepayment prohibited through the lockout end date, thereafter a prepayment penalty of 9% of the prepaid amount until the twenty-fourth mortgage loan payment beyond the lockout end date disclosed above, 7% for the following twelve
months and declining thereafter by 1% annually through the prepayment penalty end date until it reaches 0%.
(11) Voluntary prepayment prohibited through the lockout end date, thereafter a prepayment penalty of 9% of the prepaid amount until the twelfth mortgage loan payment beyond the lockout end date disclosed above, declining thereafter by 1% annually
through the prepayment penalty end date until it reaches 2%. After the ninetieth mortgage loan payment beyond lockout, a 0% penalty will be applied.
(12) Voluntary prepayment prohibited through the lockout end date, thereafter a prepayment penalty of 7% of the prepaid amount until the twelfth mortgage loan payment beyond the lockout end date disclosed above, declining thereafter by 1% annually
through the prepayment penalty end date until it reaches 0%.
(13) No lockout. A prepayment penalty of 9% of the prepaid amount until the twenty-fourth mortgage loan payment beyond the issue date disclosed above, thereafter a 0% penalty will be applied.
(14) No lockout. A prepayment penalty of 9% of the prepaid amount until the eleventh mortgage loan payment beyond the issue date disclosed above, 2% until the twenty-third mortgage loan payment beyond the issue date disclosed above, 1% until the thirty-
fifth mortgage loan payment beyond the issue date disclosed above, and 0% thereafter.
(15) Voluntary prepayment prohibited through the lockout end date, thereafter a prepayment penalty of 9% of the prepaid amount until the forty-eighth mortgage loan payment beyond the lockout end date disclosed above, thereafter a 1% penalty until the
sixtieth mortgage loan payment, and 0% thereafter.
(16) No lockout. No prepayment penalty applies.
A-3