TERMS SHEET
This terms sheet contains selected information for quick reference only. You should read this Supplement,
particularly “Risk Factors,” and the Multifamily Base Offering Circular.
Sponsor: J.P. Morgan Securities Inc.
Co-Sponsor: Utendahl Capital Partners, L.P.
Co-Manager: GMAC Commercial Capital Markets, A Division of Newman & Associates, Inc.
Trustee: State Street Bank and Trust Company
Tax Administrator: The Trustee
Closing Date: May 30, 2002
Distribution Date: The 16th day of each month or, if the 16th day is not a Business Day, the first Business
Day thereafter, commencing in June 2002.
Certain Characteristics of the Ginnie Mae Multifamily Certificates and the Related Mortgage Loans
Underlying the Trust Assets (as of May 1, 2002 (the “Cut-off Date”))(1):
The Ginnie Mae Multifamily Certificates and the related Mortgage Loans will have the following
characteristics, aggregated on the basis of the applicable FHA insurance program:
FHA
Insurance
Program
Principal
Balance
Number
of
Loans
Percent
of
Total
Balance
Weighted
Average
Mortgage
Interest
Rate
Weighted
Average
Certificate
Rate
Weighted
Average
Original
Term to
Maturity
(in months)
Weighted
Average
Remaining
Term to
Maturity
(in months)
Weighted
Average
Period from
Issuance(2)
(in months)
Weighted
Average
Remaining
Lockout
Period
(in months)
Weighted
Average
Total
Remaining
Lockout
and
Prepayment
Penalty
Period
(in months)
223(f)
$ 93,699,252
16
31.9%
6.932%
6.679%
415
414
2
65
115
221(d)(4)
79,906,309
6
27.2
6.801
6.537
468
461
7
55
102
232/223(f)
49,524,205
7
16.9
6.977
6.726
374
370
4
61
117
223(a)(7)
18,052,098
7
6.1
6.879
6.629
409
406
3
57
117
220
17,587,533
1
6.0
6.880
6.630
477
458
19
98
98
232/223(a)(7)
12,165,188
1
4.1
7.500
7.250
291
289
2
82
118
241
7,485,800
2
2.6
6.800
6.550
351
349
2
59
119
232
5,868,099
2
2.0
7.092
6.842
420
416
4
55
115
221(d)(4)/223(a)(7)
4,661,037
3
1.6
7.343
7.051
360
358
2
58
118
241/223(a)(7)
2,658,569
1
0.9
6.870
6.620
430
429
1
59
119
223(d)
1,017,800
1
0.3
6.830
6.580
425
424
1
59
119
221(d)(3)/223(a)(7)
904,374
1
0.3
6.920
6.670
303
301
2
57
117
Total/Weighted
Average
$293,530,265
48
100%
6.927%
6.671%
418
414
5
63
111
(1) Includes Ginnie Mae Multifamily Certificates added to pay the Trustee Fee. Some of the columns may not
foot due to rounding.
(2) Based on the issue date of the related Ginnie Mae Multifamily Certificate.
The information contained in this chart has been collected and summarized by the Sponsor and the Co-
Manager based on publicly available information, including the disclosure documents for the Ginnie Mae
Multifamily Certificates. See “The Ginnie Mae Multifamily Certificates—The Mortgage Loans” and Exhibit A to
this Supplement.
Lockout Periods and Prepayment Penalties: The Ginnie Mae Multifamily Certificates and the related
Mortgage Loans prohibit voluntary prepayments during specified lockout periods with remaining terms that
range from 39 to 120 months, with a weighted average remaining lockout period of approximately 63 months.
C-4