Exhibit A Characteristics of the Ginnie Mae Multifamily Certificates and the Related Mortgage Loans* Pool Number FHA Program City State Principal Balance as of Cut-off Date Mortgage Interest Rate Certificate Rate Servicing and Guaranty Fee Rate Maturity Date Original Term to Maturity (mos.) Remaining Term to Maturity (mos.) Period from Issuance (mos.) Issue Date Lockout End Date Prepayment Penalty End Date Lockout/ Prepayment Penalty Code Remaining Lockout Period (mos.) Total Remaining Lockout and Prepayment Penalty Period (mos.) 476932  221(d)(4) Tulsa OK     $19,404,723.86 7.000% 6.730% 0.270%    7/15/2040 469 458 11 6/1/2001     8/1/2005 8/1/2010 2 39 99 580504  221(d)(4) Morrisville NC 18,207,857.61 6.750 6.500 0.250 2/15/2041 466 465 1 4/1/2002     3/1/2006 3/1/2011 2 46 106 524676 220 Jersey City NJ 17,587,533.17 6.880 6.630 0.250 7/15/2040 477 458 19 10/1/2000     7/1/2010 N/A 1 98 98 536801  221(d)(4) Plymouth MN 17,479,342.97 6.600 6.320 0.280 1/15/2041 479 464 15 2/1/2001   10/1/2010 N/A 1 101 101 576408  223(f) Houston TX 15,239,892.08 6.850 6.600 0.250 4/15/2037 421 419 2 3/1/2002     5/1/2007 5/1/2012 2 60 120 576400  223(f) Little Rock AR 13,882,022.35 7.000 6.750 0.250 3/15/2037 420 418 2 3/1/2002     3/1/2007 3/1/2012 2 58 118 580505  221(d)(4) Flagstaff AZ 13,806,356.64 6.750 6.500 0.250 8/15/2040 460 459 1 4/1/2002   10/1/2005    10/1/2010 2 41 101 576399 232/223(a)(7) Wheatfield NY 12,165,188.47 7.500 7.250 0.250 6/15/2026 291 289 2 3/1/2002 3/1/2009 3/1/2012 3 82 118 576384 232/223(f) Hyattsville MD 11,881,487.42 7.050 6.800 0.250 2/15/2027 301 297 4 1/1/2002 1/1/2007 1/1/2012 2 56 116 578157 232/223(f) South Bend IN 10,144,931.91 6.750 6.500 0.250 1/15/2037 421 416 5 12/1/2001 12/1/2006 12/1/2011 2 55 115 545798 221(d)(4) Hoboken NJ 9,978,291.50 6.950 6.700 0.250 7/15/2040 463 458 5 12/1/2001 8/1/2005 8/1/2010 2 39 99 536790 223(f) Pensacola FL 8,245,000.00 7.250 7.000 0.250 5/15/2037 420 420 0 5/1/2002 4/1/2010 N/A 1 95 95 579806 223(f) Monroeville PA 8,031,511.19 6.650 6.400 0.250 1/15/2037 420 416 4 1/1/2002 12/1/2006 12/1/2011 2 55 115 532665 232/223(f) Witchita KS 7,540,993.14 6.950 6.690 0.260 2/15/2037 421 417 4 1/1/2002 3/1/2007 3/1/2012 2 58 118 576406 223(f) Houston TX 7,428,916.75 6.850 6.600 0.250 4/15/2037 421 419 2 3/1/2002 5/1/2007 5/1/2012 2 60 120 536791 223(f) Pensacola FL 7,024,600.00 7.250 7.000 0.250 5/15/2037 420 420 0 5/1/2002 4/1/2010 N/A 1 95 95 578158 232/223(f) Elkhart IN 6,908,541.91 6.750 6.500 0.250 1/15/2037 421 416 5 12/1/2001 12/1/2006 12/1/2011 2 55 115 576403 223(f) Houston TX 6,673,789.21 6.850 6.600 0.250 4/15/2037 421 419 2 3/1/2002 5/1/2007 5/1/2012 2 60 120 586617 232/223(f) New Orleans LA 6,368,059.16 7.250 7.000 0.250 4/15/2028 313 311 2 3/1/2002 4/1/2007 4/1/2012 2 59 119 576409 223(f) Fort Worth TX 6,279,348.89 6.850 6.600 0.250 4/15/2032 361 359 2 3/1/2002 5/1/2007 5/1/2012 2 60 120 576405 223(f) Houston TX 5,322,350.64 6.850 6.600 0.250 4/15/2037 421 419 2 3/1/2002 5/1/2007 5/1/2012 2 60 120 548969 223(a)(7) North Kingstown RI 5,268,335.36 7.050 6.800 0.250 5/15/2030 339 336 3 2/1/2002 4/1/2007 4/1/2012 2 59 119 579813 241 Dekalb IL 5,084,562.65 6.800 6.550 0.250 6/15/2031 351 349 2 3/1/2002 4/1/2007 4/1/2012 2 59 119 576404 223(f) Houston TX 4,440,169.90 6.850 6.600 0.250 4/15/2037 421 419 2 3/1/2002 5/1/2007 5/1/2012 2 60 120 536774 223(f) Blacksburg VA 4,075,178.91 6.750 6.500 0.250 3/15/2037 420 418 2 3/1/2002 2/1/2007 2/1/2012 2 57 117 571895 232/223(f) Potea OK 3,556,491.73 7.375 7.125 0.250 4/15/2032 360 359 1 4/1/2002 5/1/2012 N/A 1 120 120 576396 221(d)(4)/223(a)(7) Bronx NY 3,418,641.75 7.250 7.000 0.250 3/15/2032 360 358 2 3/1/2002 2/1/2007 2/1/2012 2 57 117 536759 232 Hampton VA 3,220,786.31 7.250 7.000 0.250 1/15/2037 420 416 4 1/1/2002 12/1/2006 12/1/2011 2 55 115 563285 232/223(f) Ocala FL 3,123,700.00 7.000 6.750 0.250 5/15/2037 421 420 1 4/1/2002 5/1/2007 5/1/2012 2 60 120 576407 223(f) Houston TX 2,810,053.31 6.850 6.600 0.250 4/15/2037 421 419 2 3/1/2002 5/1/2007 5/1/2012 2 60 120 560697 223(a)(7) Oxen Hill MD 2,809,916.84 6.600 6.350 0.250 12/15/2034 396 391 5 12/1/2001 12/1/2006 12/1/2011 2 55 115 576386 223(a)(7) Liverpool NY 2,779,016.87 7.000 6.750 0.250 2/15/2034 384 381 3 2/1/2002 1/1/2007 1/1/2012 2 56 116 579817 241/223(a)(7) East Chicago IN 2,658,569.19 6.870 6.620 0.250 2/15/2038 430 429 1 4/1/2002 4/1/2007 4/1/2012 2 59 119 *    Based on publicly available information, including the report based upon disclosure documents for the Ginnie Mae Multifamily Certificates, the information with respect to the Mortgage Loans set forth on this Exhibit A has been collected and summarized by the Sponsor and the Co-Manager. (1) Lockout through the Lockout End Date; thereafter no Prepayment Penalty is imposed. (2) Lockout through the Lockout End Date; thereafter a Prepayment Penalty of 5% of the prepaid amount until the twelfth mortgage loan payment date beyond the Lockout End Date disclosed above, declining thereafter by 1% annually up to and including the Prepayment Penalty End Date. (3) Lockout through Lockout End Date; thereafter Prepayment Penalty of 3% of the prepaid amount until the twelfth mortgage loan payment date beyond the Lockout End Date disclosed above, declining thereafter by 1% annually up to and including the Prepayment Penalty End Date. (Table continued on next page) C-7