Exhibit A
Characteristics of the Ginnie Mae Multifamily Certificates and the Related Mortgage Loans*
Pool
Number
FHA Program
City
State
Principal
Balance as of
Cut-off Date
Mortgage
Interest
Rate
Certificate
Rate
Servicing
and
Guaranty
Fee Rate
Maturity
Date
Original
Term to
Maturity
(mos.)
Remaining
Term to
Maturity
(mos.)
Period
from
Issuance
(mos.)
Issue
Date
Lockout
End Date
Prepayment
Penalty
End Date
Lockout/
Prepayment
Restriction
Code
Remaining
Lockout
Period
(mos.)
Total
Remaining
Lockout and
Prepayment
Penalty
Period
(mos.)
448741 221(d)(4)
Austin
TX $31,264,686.23
7.530%
7.280%
0.250% Oct-42
476
470
6
Feb-03
Aug-12
N/A
1
108
108
548988 223(f)
Rockville
MD
22,703,860.52
4.750
4.500
0.250
Jul-38
420
419
1
Jul-03
Jul-08
Jul-13
2
59
119
523389 221(d)(4)
Golden
CO
20,017,477.44
7.000
6.750
0.250
Feb-43
476
474
2
Jun-03
Sep-07
Sep-12
2
49
109
536580
221(d)(4)
Stone Mountain
GA
18,798,645.34
7.100
6.850
0.250
Apr-43
477
476
1
Jul-03
Mar-08
Mar-13
2
55
115
476002
221(d)(4)
Owings Mills
MD
16,476,494.29
7.250
7.000
0.250
Jan-43
476
473
3
May-03
Jan-08
Jan-13
2
53
113
475267
223(a)(7)
Overland Park
KS
16,016,200.00
5.150
4.900
0.250
Aug-43
480
480
0
Aug-03
Aug-08
Aug-13
2
60
120
536719
221(d)(4)
Charlottesville
VA
15,561,320.35
7.100
6.850
0.250
Feb-43
475
474
1
Jul-03
Nov-07
Oct-12
2
51
110
424910
223(a)(7)
Richmond
VA
15,010,660.14
5.000
4.750
0.250
Jul-34
373
371
2
Jun-03
Jul-08
Jul-13
2
59
119
549238
221(d)(4)
Dayton
OH
14,437,140.16
8.000
7.750
0.250
Sep-42
473
469
4
Apr-03
Sep-12
N/A
1
109
109
586425
221(d)(4)
Las Vegas
NV
13,650,387.87
6.250
5.750
0.500
Sep-39
435
433
2
Jun-03
May-04
N/A
1
9
9
609319
223(a)(7)
Sarasota
FL
13,406,501.67
5.800
5.550
0.250
Mar-41
452
451
1
Jul-03
Jun-07
Jun-10
3
46
82
610012
221(d)(4)
Charlotte
NC
13,305,355.82
4.980
4.730
0.250
Sep-41
458
457
1
Jul-03
Jun-08
May-13
2
58
117
610011
221(d)(4)
Charlotte
NC
12,237,264.76
4.700
4.450
0.250
Aug-42
469
468
1
Jul-03
Jun-08
May-13
2
58
117
519341
221(d)(4)
Surprise
AZ
11,846,978.33
6.870
6.550
0.320
Mar-43
476
475
1
Jul-03
Mar-08
Mar-13
2
55
115
579591
221(d)(4)
Kansas City
MO
11,682,235.61
7.000
6.740
0.260
Feb-43
475
474
1
Jul-03
Oct-07
Oct-12
2
50
110
610003
223(a)(7)
Winter Park
FL
11,314,606.43
5.250
5.000
0.250
Jul-36
397
395
2
Jun-03
Jun-08
Jun-13
2
58
118
575335
221(d)(4)
Lewisville
TX
10,835,377.20
7.000
6.750
0.250
Mar-43
477
475
2
Jun-03
Nov-07
Nov-12
2
51
111
565423
221(d)(4)
Landover
MD
10,533,182.50
6.870
6.620
0.250
Apr-43
478
476
2
Jun-03
Dec-07
Dec-12
2
52
112
575333
221(d)(4)
Dallas
TX
9,825,956.04
7.000
6.750
0.250
Feb-43
477
474
3
May-03
Oct-07
Oct-12
2
50
110
438450
223(f)
Laurel
MD
9,382,161.34
6.625
6.375
0.250
Jan-34
420
365
55
Jan-99
Jan-04
Jan-09
2
5
65
430336
221(d)(4)
LaVergne
TN
9,089,785.80
6.625
6.375
0.250
Nov-40
481
447
34
Oct-00
Feb-10
N/A
1
78
78
448738
221(d)(4)
Shenandoah
TX
9,068,189.76
7.900
7.650
0.250
Jul-42
478
467
11
Sep-02
Jun-07
Jun-12
2
46
106
462158
221(d)(4)
Longmont
CO
9,035,688.11
6.950
6.700
0.250
Dec-39
475
436
39
May-00
Aug-04
Aug-09
2
12
72
413910
232
Provo
UT
8,745,054.75
7.180
6.930
0.250
Apr-39
465
428
37
Jul-00
Jan-09
N/A
1
65
65
461876
221(d)(4)
Phoenix
AZ
8,609,624.13
6.875
6.625
0.250
Oct-39
477
434
43
Jan-00
Oct-04
Oct-09
2
14
74
439190
221(d)(4)
Pullman
WA
7,302,817.11
7.660
7.410
0.250
Dec-41
470
460
10
Oct-02
Dec-11
N/A
1
100
100
424911
223(f)
Waldorf
MD
7,113,665.98
4.950
4.700
0.250
Jul-38
421
419
2
Jun-03
Jul-08
Jul-13
2
59
119
608869
232/223(f)
Bellingham
WA
6,789,008.86
4.700
4.450
0.250
Jul-38
420
419
1
Jul-03
Jul-08
Jul-13
2
59
119
580580
221(d)(4)
Peoria
AZ
6,424,517.23
5.250
5.000
0.250
Mar-42
465
463
2
Jun-03
Apr-07
Apr-12
2
44
104
588626
223(a)(7)
San Marcos
TX
6,398,780.85
5.430
4.930
0.500
Jul-38
420
419
1
Jul-03
Jul-08
Jul-13
2
59
119
606431
232/223(f)
Huntsville
AL
6,119,426.40
5.450
5.000
0.450
Jul-38
421
419
2
Jun-03
Jun-08
Jun-13
2
58
118
544420
221(d)(4)
Maplewood
MN
5,679,714.25
6.950
6.700
0.250
Nov-42
473
471
2
Jun-03
Nov-12
N/A
1
111
111
413945
221(d)(4)
Moraine
OH
5,513,786.65
7.250
7.000
0.250
Oct-35
477
386
91
Jan-96
Jul-00
Jun-05
2
0
22
607569
223(f)
Las Vegas
NV
5,076,600.00
5.000
4.700
0.300
Aug-36
397
396
1
Jul-03
Aug-08
Aug-13
2
60
120
533837
221(d)(4)
Aiken
SC
5,027,108.04
7.950
7.700
0.250
Mar-42
473
463
10
Oct-02
Mar-07
Mar-12
2
43
103
365615
241(f)
San Francisco
CA
4,893,121.87
7.250
7.000
0.250
Oct-33
480
362
118
Oct-93
Sep-03
N/A
1
1
1
*
Based on publicly available information, including the disclosure documents for the Ginnie Mae Multifamily Certificates, the information with respect to the Mortgage Loans set forth on this
Exhibit A has been collected and summarized by the Sponsor.
Lockout/Prepayment Restriction Codes:
(1) Lockout through the Lockout End Date; thereafter no Prepayment Penalty is imposed.
(2) Lockout through the Lockout End Date; thereafter a Prepayment Penalty of 5% of the prepaid amount until the twelfth mortgage loan payment date beyond the Lockout End Date disclosed
above, declining thereafter by 1% annually up to and including the Prepayment Penalty End Date.
(3) Lockout through the Lockout End Date; thereafter a Prepayment Penalty of 3% of the prepaid amount until the twelfth mortgage loan payment date beyond the Lockout End Date disclosed
above, declining thereafter by 1% annually up to and including the Prepayment Penalty End Date.
(4) Lockout through the Lockout End Date; thereafter a Prepayment Penalty of 2% of the prepaid amount until the twelfth mortgage loan payment date beyond the Lockout End Date disclosed
above, declining thereafter by 1% annually up to and including the Prepayment Penalty End Date.
(Continued on next page)
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