Characteristics of the Ginnie Mae Multifamily Certificates and the Related Mortgage Loans* Pool Number FHA Program City State Principal Balance as of Cut-off Date Mortgage Interest Rate Certificate Rate Servicing and Guaranty Fee Rate Maturity Date Original Term to Maturity (mos.) Remaining Term to Maturity (mos.) Period from Issuance (mos.) Issue Date Lockout End Date Prepayment Penalty End Date Lockout/ Prepayment Restriction Code Remaining Lockout Period (mos.) Total Remaining Lockout and Prepayment Penalty Period (mos.) 472872 223(a)(7) Lake Zurich IL $  4,661,964.88 6.650% 6.400% 0.250% Sep-38 480 421 59 Sep-98 Aug-03 Aug-08 2 0 60 602361 232/223(f) Springfield OR 3,913,839.29 5.250 5.000 0.250 Jul-38 420 419 1 Jul-03 Jul-06 Jul-09 3 35 71 597693 223(a)(7) Augusta GA 3,903,107.89 5.700 5.450 0.250 Jun-38 420 418 2 Jun-03 Jun-06 N/A 1 34 34 414219 223(f) Columbus OH 3,883,295.92 7.125 6.875 0.250 Mar-31 420 331 89 Mar-96 Mar-01 Mar-06 2 0 31 445473 223(f) West Des Moines IA 3,859,412.84 6.750 6.500 0.250 Jul-33 421 359 62 Jun-98 Jun-08 N/A 1 58 58 606434 232/223(f) Fremont CA 3,743,900.00 5.250 4.875 0.375 Aug-33 361 360 1 Jul-03 Jul-08 Jul-13 2 59 119 610015 223(a)(7) Richmond VA 3,549,400.00 5.000 4.750 0.250 Nov-22 232 231 1 Jul-03 Jul-08 Jul-13 2 59 119 586429 223(a)(7) New York NY 3,525,648.73 4.900 4.400 0.500 Jul-18 180 179 1 Jul-03 Jul-08 Jul-13 2 59 119 576373 232 Houma LA 3,434,580.32 7.500 7.250 0.250 Jan-43 476 473 3 May-03 Oct-07 Oct-12 2 50 110 606419 223(d) Skokie IL 3,090,124.97 5.690 5.440 0.250 Sep-39 438 433 5 Mar-03 Mar-08 Mar-13 2 55 115 526379 232 Windham CT 2,994,610.14 9.550 9.300 0.250 Mar-42 472 463 9 Nov-02 Jul-11 N/A 1 95 95 586427 232/223(f) Wapato WA 2,861,906.40 5.450 5.200 0.250 Jul-36 397 395 2 Jun-03 Jul-08 Jul-13 2 59 119 615218 223(a)(7) Midland MI 2,851,093.23 5.000 4.650 0.350 Jul-18 180 179 1 Jul-03 Jul-08 Jul-13 2 59 119 601453 241(f) Bellevue NE 2,768,222.52 4.750 4.500 0.250 Jul-38 420 419 1 Jul-03 Jul-08 Jul-13 2 59 119 595528 221(d)(4) Milwaukee WI 2,728,832.85 5.150 4.900 0.250 Jan-34 367 365 2 Jun-03 Jun-08 Jun-13 2 58 118 610018 223(f) Graham NC 2,668,000.00 5.100 4.850 0.250 Aug-38 421 420 1 Jul-03 Jun-08 Jun-13 2 58 118 615219 223(a)(7) Tawas City MI 2,564,170.72 5.000 4.650 0.350 Jul-18 180 179 1 Jul-03 Jul-08 Jul-13 2 59 119 533811 241 Waldorf MD 2,433,557.20 8.750 8.490 0.260 Jan-36 390 389 1 Jul-03 Aug-06 Aug-11 2 36 96 609998 223(f) Memphis TN 2,398,865.29 5.170 4.920 0.250 Jul-38 421 419 2 Jun-03 Jun-08 Jun-13 2 57 117 576037 221(d)(4) Austin TX 2,205,345.78 7.750 7.500 0.250 Jan-36 401 389 12 Aug-02 Jan-11 N/A 1 89 89 578223 223(a)(7) Galveston TX 2,097,340.96 5.875 5.625 0.250 Jul-30 325 323 2 Jun-03 Jun-08 Jun-13 2 58 118 577358 221(d)(4) Waseca MN 1,651,642.43 7.400 7.100 0.300 Mar-38 417 415 2 Jun-03 Apr-12 N/A 1 104 104 608871 223(a)(7) Memphis TN 1,545,822.95 4.950 4.700 0.250 Jul-38 420 419 1 Jul-03 Jul-08 Jul-13 2 59 119 450818 223(a)(7) El Dorado KS 1,409,001.37 5.220 4.840 0.380 Jun-30 324 322 2 Jun-03 Jun-08 Jun-13 2 58 118 586428 223(a)(7) Springfield MA 1,298,423.49 4.950 4.450 0.500 Jul-33 360 359 1 Jul-03 Jul-08 Jul-13 2 59 119 450817 223(a)(7) El Dorado KS 1,088,643.08 5.220 4.840 0.380 Jun-28 300 298 2 Jun-03 Jun-08 Jun-13 2 58 118 450816 223(a)(7) Dodge City KS 1,086,466.19 5.250 4.870 0.380 Jun-28 300 298 2 Jun-03 Jun-08 Jun-13 2 58 118 601454 241(f) Council Bluffs IA 1,081,137.39 4.900 4.500 0.400 Aug-35 385 384 1 Jul-03 Jul-08 Jul-13 2 59 119 608874 223(a)(7) Vicksburg MS 907,981.42 5.375 4.875 0.500 Jul-33 360 359 1 Jul-03 Jul-08 Jul-13 2 59 119 580588 223(a)(7) Red Bluff CA 841,064.57 4.875 4.375 0.500 Jul-33 360 359 1 Jul-03 Jul-08 Jul-13 2 59 119 586420 223(d) Riverdale Park MD 719,895.50 5.800 5.300 0.500 Dec-37 414 412 2 Jun-03 Nov-08 Nov-10 4 63 87 602347 223(a)(7) Various MO 651,528.48 7.500 6.000 1.500 Jun-33 360 358 2 Jun-03 May-08 May-13 2 57 117 610017 223(a)(7) Rutherfordton NC 627,500.00 4.950 4.450 0.500 Aug-38 421 420 1 Jul-03 Jun-08 Jun-13 2 58 118 602358 223(a)(7) Sierra Vista AZ 603,581.13 5.950 5.450 0.500 Jun-33 359 358 1 Jul-03 May-08 May-13 2 57 117 602354 223(a)(7) Greenfield OH 544,001.83 6.450 5.450 1.000 Jun-33 359 358 1 Jul-03 May-08 May-13 2 57 117 608875 223(a)(7) Laurel MS 284,480.87 5.375 4.875 0.500 Jul-33 360 359 1 Jul-03 Jul-08 Jul-13 2 59 119 580587 223(a)(7) Ureka CA 283,666.58 5.125 4.625 0.500 Jul-33 360 359 1 Jul-03 Jul-08 Jul-13 2 59 119 602338 223(a)(7) Waterville NY 273,902.54 6.500 5.800 0.700 Jun-33 360 358 2 Jun-03 May-08 May-13 2 57 117 608863 223(a)(7) Smithville TN 249,748.73 5.950 5.450 0.500 Jul-33 360 359 1 Jul-03 Jul-08 Jul-13 2 59 119 * Based on publicly available information, including the disclosure documents for the Ginnie Mae Multifamily Certificates, the information with respect to the Mortgage Loans set forth on this Exhibit A has been collected and summarized by the Sponsor. Lockout/Prepayment Restriction Codes: (1)  Lockout through the Lockout End Date; thereafter no Prepayment Penalty is imposed. (2)  Lockout through the Lockout End Date; thereafter a Prepayment Penalty of 5% of the prepaid amount until the twelfth mortgage loan payment date beyond the Lockout End Date disclosed above, declining thereafter by 1% annually up to and including the Prepayment Penalty End Date. (3)  Lockout through the Lockout End Date; thereafter a Prepayment Penalty of 3% of the prepaid amount until the twelfth mortgage loan payment date beyond the Lockout End Date disclosed above, declining thereafter by 1% annually up to and including the Prepayment Penalty End Date. (4)  Lockout through the Lockout End Date; thereafter a Prepayment Penalty of 2% of the prepaid amount until the twelfth mortgage loan payment date beyond the Lockout End Date disclosed above, declining thereafter by 1% annually up to and including the Prepayment Penalty End Date. C-19