TERMS SHEET
This terms sheet contains selected information for quick reference only. You should read
this Supplement, particularly "Risk Factors," and the Multifamily Base Offering Circular.
Sponsor: Banc of America Securities LLC
Co-Manager: Deutsche Bank Securities Inc.
Trustee: U.S. Bank National Association
Tax Administrator: The Trustee
Closing Date: March 30, 2006
Distribution Date: The 16th day of each month or, if the 16th day is not a Business Day, the
first Business Day thereafter, commencing in April 2006.
Composition of the Trust Assets: The Ginnie Mae Multifamily Certificates will consist of
60 fixed rate Ginnie Mae Project Loan Certificates that have an aggregate balance of approxi-
mately $344,469,090 as of the Cut-Off-Date.
Certain Characteristics of the Ginnie Mae Multifamily Certificates and the Related
Mortgage Loans Underlying the Trust Assets(1):
The Ginnie Mae Multifamily Certificates and the related Mortgage Loans will have the following
characteristics, aggregated on the basis of the applicable FHA insurance program:
FHA
Insurance
Program
Principal
Balance
Number
of
Trust
Assets
Percent
of Total
Balance
Weighted
Average
Mortgage
Interest
Rate
Weighted
Average
Certificate
Rate
Weighted
Average
Original
Term to
Maturity(2)
(in months)
Weighted
Average
Remaining
Term to
Maturity
(in months)
Weighted
Average
Period from
Issuance(2)
(in months)
Weighted
Average
Remaining
Lockout
Period
(in months)
Weighted
Average
Total
Remaining
Lockout and
Prepayment
Penalty
Period
(in months)
221(d)(4)
$131,374,330
14
38.14% 6.116% 5.866%
466
456
10
27
104
207/223(f)
54,118,125
10
15.71
5.610
5.355
400
398
2
17
109
223(a)(7)
44,295,185
8
12.86
5.833
5.541
458
454
5
17
116
223(f)
29,588,802
8
8.59
5.432
5.153
415
413
2
24
119
232
22,195,006
4
6.44
6.483
6.205
364
341
24
29
89
232/223(f)
15,014,666
5
4.36
5.605
5.340
408
405
4
25
118
221(d)(4)/223(a)(7)
13,835,699
3
4.02
6.351
6.070
472
467
5
22
116
241(f)/223(a)(7)
9,929,913
1
2.88
5.550
5.300
354
352
2
23
107
232/223(a)(7)
9,163,165
2
2.66
5.692
5.384
480
478
2
15
118
241(f)
6,029,021
2
1.75
7.827
7.414
480
355
125
0
0
207/223(a)(7)
5,502,572
1
1.60
6.850
6.600
419
336
83
0
37
207/232/223(f)
3,422,607
2
0.99
5.850
5.600
420
418
2
22
118
Total/Weighted
Average
$344,469,090
60
100.00% 5.963% 5.697%
437
427
10
22
106
(1)As of March 1, 2006 (the "Cut-off Date"); includes Ginnie Mae Multifamily Certificates added to pay the Trustee Fee.
Some of the columns may not foot due to rounding.
(2)Based on the issue date of the related Ginnie Mae Multifamily Certificate.
The information contained in this chart has been collected and summarized by the
Sponsor and the Co-Manager based on publicly available information, including the disclosure
documents for the Ginnie Mae Multifamily Certificates. See "The Ginnie Mae Multifamily
Certificates – The Mortgage Loans" and Exhibit A to this Supplement.
Lockout Periods and Prepayment Penalties: The Mortgage Loans prohibit voluntary
prepayments during specified lockout periods with remaining terms that range from 0 to
91 months. The Mortgage Loans have a weighted average remaining lockout period of
approximately 22 months. Certain of the Mortgage Loans provide for payment of Prepayment
Penalties during specified periods beginning on the applicable lockout period end date. See
"The Ginnie Mae Multifamily Certificates – Certain Additional Characteristics of the Mortgage
Loans" and "Characteristics of the Ginnie Mae Multifamily Certificates and the Related
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