Exhibit A
Characteristics of the Ginnie Mae Multifamily Certificates and the Related Mortgage Loans*
Pool
Number
FHA Program
City
State
Principal
Balance
as of the
Cut-off Date
Mortgage
Interest
Rate
Certificate
Rate
Servicing
and
Guaranty
Fee Rate
Maturity
Date
Monthly
Principal
and
Interest
Original
Term to
Maturity
(mos.)
Remaining
Term to
Maturity
(mos.)
Period
from
Issuance
(mos.)
Issue Date
Lockout
End Date
Prepayment
Penalty End
Date
Lockout/
Prepayment
Restriction
Code
Remaining
Lockout
Period
(mos.)
Total
Remaining
Lockout and
Prepayment
Penalty Period
(mos.)
580534 221(d)(4)
Las Vegas
NV
$29,275,648.21
5.950%
5.700%
0.250%
Feb-45
$161,158.05
469
467
2
Jan-06
Mar-07
Mar-15
3
12
108
648475 221(d)(4)
Columbus
OH
19,088,225.09
5.250
5.000
0.250
Jun-44
96,525.46
462
459
3
Dec-05
Dec-06
Dec-15
2
9
117
608912 207/223(f)
West Jordan
UT
18,119,274.53
5.800
5.550
0.250
Feb-41
100,966.38
420
419
1
Feb-06
Mar-08
Mar-16
3
24
120
619779 221(d)(4)
San Antonio
TX
15,979,455.23
5.875
5.625
0.250
Jun-45
86,947.27
473
471
2
Jan-06
Feb-08
Feb-16
10
23
119
643794 207/223(f)
Lakewood
CO
14,232,316.33
5.500
5.250
0.250
Jan-41
76,550.60
420
418
2
Jan-06
Feb-07
Feb-16
2
11
119
610771 223(a)(7)
Mesquite
TX
13,772,724.22
5.500
5.250
0.250
Jan-46
71,117.50
481
478
3
Dec-05
Feb-07
Feb-16
2
11
119
597799 221(d)(4)
Tallahassee
FL
11,769,672.00
6.000
5.750
0.250
Jun-44
65,596.02
463
459
4
Nov-05
Jul-09
Jul-14
5
40
100
634691 223(a)(7)
Wilmington
NC
10,095,016.05
5.750
5.450
0.300
Jan-46
53,853.09
480
478
2
Jan-06
Jan-08
Jan-16
3
22
118
473375 221(d)(4)
Herndon
VA
10,022,156.88
6.340
6.090
0.250
Sep-44
58,036.98
478
462
16
Nov-04
Oct-09
Oct-14
5
43
103
639868 241(f)/223(a)(7)
Springfield
MA
9,929,912.90
5.550
5.300
0.250
Jul-35
57,197.11
354
352
2
Jan-06
Feb-08
Feb-15
4
23
107
473369 221(d)(4)
Colorado Springs
CO
9,669,906.64
7.130
6.880
0.250
Dec-43
61,668.30
477
453
24
Mar-04
Dec-08
Dec-13
6
33
93
613157 223(a)(7)
St. Louis
MO
9,222,842.24
6.000
5.750
0.250
Oct-45
50,874.35
480
475
5
Oct-05
Nov-07
Nov-15
3
20
116
642174 223(f)
Brooklyn
NY
7,800,000.00
5.950
5.700
0.250
Mar-41
44,213.20
421
420
1
Feb-06
Apr-08
Apr-16
3
25
121
643797 221(d)(4)/223(a)(7) Dallas
TX
7,134,110.15
6.850
6.600
0.250
Jan-46
43,593.20
480
478
2
Jan-06
Feb-08
Feb-16
3
23
119
646655 223(f)
Indianapolis
IN
7,040,000.00
4.970
4.680
0.290
Mar-41
35,395.43
421
420
1
Feb-06
Mar-08
Mar-16
3
24
120
629615 221(d)(4)
Chicago
IL
6,969,415.41
6.200
5.950
0.250
Jun-45
39,495.32
472
471
1
Feb-06
Jun-07
Jun-15
3
15
111
450978
232
Hollywood
FL
6,944,969.64
7.670
7.330
0.340
Feb-39
48,288.11
464
395
69
Jun-00
Oct-08
N/A
1
31
31
473365 221(d)(4)
Virginia Beach
VA
6,558,708.14
7.000
6.750
0.250
Nov-43
41,234.18
476
452
24
Mar-04
Jan-09
Jan-14
6
34
94
632158
232
Brewster
NY
6,243,255.42
6.270
6.020
0.250
Sep-30
41,612.17
299
294
5
Oct-05
Dec-07
Dec-15
3
21
117
*
Based on publicly available information, including the disclosure documents for the Ginnie Mae Multifamily Certificates, the information with respect to the Mortgage Loans set forth on this Exhibit A has
been collected and summarized by the Sponsor and the Co-Manager.
Lockout/Prepayment Restriction Codes:
(1) Lockout through the Lockout End Date; thereafter no Prepayment Penalty applies.
(2) Lockout through the Lockout End Date; thereafter a Prepayment Penalty of 9% of the prepaid amount until the twelfth mortgage loan payment beyond the Lockout End Date disclosed above, declining
thereafter by 1% annually through the Prepayment Penalty End Date until it reaches 0%.
(3) Lockout through the Lockout End Date; thereafter a Prepayment Penalty of 8% of the prepaid amount until the twelfth mortgage loan payment beyond the Lockout End Date disclosed above, declining
thereafter by 1% annually through the Prepayment Penalty End Date until it reaches 0%.
(4) Lockout through the Lockout End Date; thereafter a Prepayment Penalty of 7% of the prepaid amount until the twelfth mortgage loan payment beyond the Lockout End Date disclosed above, declining
thereafter by 1% annually through the Prepayment Penalty End Date until it reaches 0%.
(5) Lockout through the Lockout End Date; thereafter a Prepayment Penalty of 5% of the prepaid amount until the twelfth mortgage loan payment beyond the Lockout End Date disclosed above, declining
thereafter by 1% annually through the Prepayment Penalty End Date until it reaches 0%.
(6) Lockout through the Lockout End Date; thereafter a Prepayment Penalty of 10% of the prepaid amount until the twelfth mortgage loan payment beyond the Lockout End Date disclosed above, declining
thereafter by 1% annually through the Prepayment Penalty End Date until it reaches 6%.
(7) Lockout through the Lockout End Date; thereafter a Prepayment Penalty of 9% of the prepaid amount until the forty-eighth mortgage loan payment beyond the Lockout End Date disclosed above, thereafter a
Prepayment Penalty of 5% of the prepaid amount until the sixtieth mortgage loan payment beyond the Lockout End Date disclosed above, declining thereafter by 1% annually through the Prepayment
Penalty End Date until it reaches 0%.
(8) Lockout through the Lockout End Date; thereafter a Prepayment Penalty of 9% of the prepaid amount until the thirty-sixth mortgage loan payment beyond the Lockout End Date disclosed above, thereafter a
Prepayment Penalty of 5% of the prepaid amount until the forty-eighth mortgage loan payment beyond the Lockout End Date disclosed above, declining thereafter by 1% annually through the Prepayment
Penalty End Date until it reaches 0%.
(9) Lockout through the Lockout End Date; thereafter a Prepayment Penalty of 8% of the prepaid amount until the twelfth mortgage loan payment beyond the Lockout End Date disclosed above, declining
thereafter by 1% annually through the Prepayment Penalty End Date until it reaches 6%.
(10) Lockout through the Lockout End Date; thereafter a Prepayment Penalty of 8% of the prepaid amount until the twelfth mortgage loan payment beyond the Lockout End Date disclosed above, declining
thereafter by 1% annually through the Prepayment Penalty End Date until it reaches 2%; thereafter a Prepayment Penalty of 2% of the prepaid amount for five months followed by a Prepayment Penalty of 1%
of the prepaid amount for 19 months.
(continued on next page)
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