AVAILABLE INFORMATION
You should purchase the securities only if you have read and understood the following
documents:
• this Offering Circular Supplement (this "Supplement"),
• the Base Offering Circular and
• in the case of the Group 2 and Group 3 securities, each disclosure document relating to
the Underlying Certificates (the "Underlying Certificate Disclosure Documents").
The Base Offering Circular and the Underlying Certificate Disclosure Documents are
available on Ginnie Mae's website located at http://www.ginniemae.gov.
If you do not have access to the internet, call The Bank of New York, which will act as
information agent for the Trust, at (800) 234-GNMA, to order copies of the Base Offering. In
addition, you can obtain copies of any other document listed above by contacting The Bank of
New York, at the telephone number listed above.
Please consult the standard abbreviations of Class Types included in the Base Offering
Circular as Appendix I and the Glossary included in the Base Offering Circular as Appendix II
for definitions of capitalized terms.
TABLE OF CONTENTS
Page
Terms Sheet ..........................................
S-3
Risk Factors ..........................................
S-7
The Trust Assets ..................................
S-9
Ginnie Mae Guaranty ..........................
S-11
Yield, Maturity and Prepayment
Considerations ..................................
S-15
Certain Federal Income Tax
Consequences ..................................
S-26
ERISA Matters........................................
S-28
Legal Investment Considerations ....
S-29
Page
Plan of Distribution ............................
S-29
Increase in Size ....................................
S-30
Legal Matters ........................................
S-30
Schedule I: Available Combinations
S-I-1
Description of the Securities ............
S-11
Schedule II: Scheduled Principal
Balances..............................................
S-II-1
Exhibit A: Underlying Certificates....
A-1
Exhibit B: Cover Pages and Terms
Sheets from Underlying
Certificate Disclosure Documents
B-1
S-2