Class Interest Rate Formula(1) Initial Interest Rate(2) Minimum Rate Maximum Rate Delay (in days) LIBOR for Minimum Interest Rate VS 40.13999931% - (LIBOR × 5.99999988) 8.220000% 0.00% 40.13999931% 0 6.69% WS 6.67% - LIBOR 1.350000% 0.00% 6.67000000% 0 6.67% WY 40.01999876% - (LIBOR × 5.99999978) 8.100000% 0.00% 40.01999876% 0 6.67% YS 6.67% - LIBOR 1.350000% 0.00% 6.67000000% 0 6.67% (1)  LIBOR will be established on the basis of the BBA LIBOR method, as described under "Description of the Securities – Interest Distributions – Floating Rate and Inverse Float- ing Rate Classes" in this Supplement. (2)  The initial Interest Rate will be in effect during the first Accrual Period; the Interest Rate will adjust monthly thereafter. Allocation  of  Principal:  On  each  Distribution  Date  for  a  Security  Group,  the  following distributions will be made to the related Securities: SECURITY GROUP 1 The Group 1 Principal Distribution Amount will be allocated to LA and LB, in that order, until retired SECURITY GROUP 2 The Group 2 Principal Distribution Amount will be allocated in the following order of priority: 1.  To F and S, pro rata, until retired 2.  To PG, until retired SECURITY GROUP 3 The Group 3 Principal Distribution Amount will be allocated, concurrently, as follows: 1.  88.8888888889% to FM, until retired 2.  11.1111111111% in the following order of priority: a.  To PO, until reduced to its Scheduled Principal Balance for that Distribution Date b.  To KO, until retired c.  To PO, without regard to its Scheduled Principal Balance, until retired SECURITY GROUP 4 The Group 4 Principal Distribution Amount will be allocated to FG and GO, pro rata, until retired B-14