Scheduled Principal Balances: The Scheduled Principal Balances or Aggregate Scheduled Principal Balances for the Classes listed below are included in Schedule II to this Supplement. They were calculated using, among other things, the following Structuring Ranges or Rates: Class Structuring Ranges or Rates FP, QA, QB, QC, QD, QJ, QK and QZ (in the aggregate)  ...... 110% PSA through 260% PSA FY, PA, PB, PC and PD (in the aggregate).................................... 125% PSA through 300% PSA LD and LE (in the aggregate)  .......................................................... 115% PSA through 200% PSA LG  ............................................................................................................ 175% PSA JE, JG and JH (in the aggregate)  .................................................... 175% PSA JL, JM and JN (in the aggregate)...................................................... 175% PSA Accrual Class: Interest will accrue on the Accrual Class identified on the inside front cover of this Supplement at the per annum rate set forth on that page. However, no interest will be distributed to the Accrual Class as interest. Interest so accrued on the Accrual Class on each Distribution Date will constitute the Accrual Amount, which will be added to the Class Princi- pal Balance of that Class on each Distribution Date and will be distributable as principal as set forth in this Terms Sheet under "Allocation of Principal." Notional Classes: The Notional Classes will not receive distributions of principal but have Class  Notional  Balances  for  convenience  in  describing  their  entitlements  to  interest.  The Class Notional Balance of each Notional Class represents the percentage indicated below of, and reduces to that extent with, the Class Principal Balances indicated: Class Original Class Notional Balance Represents SP  ............................................................ $104,839,000 100% of FP Class (PAC Class) SY ............................................................ 160,875,000 100% of FY Class (PAC Class) Tax Status: Double REMIC Series. See "Certain Federal Income Tax Consequences" in this Supplement and in the Base Offering Circular. Regular  and  Residual  Classes: Class  RR  is  a  Residual  Class  and  includes  the  Residual Interest of the Issuing REMIC and the Pooling REMIC; all other Classes of REMIC Securities are Regular Classes. B-15