AVAILABLE INFORMATION
You should purchase the securities only if you have read and understood the following documents:
this Offering Circular Supplement (this Supplement),
the Base Offering Circular for Guaranteed Multifamily REMIC Pass-Through Securities dated as
of April 1, 2008 (hereinafter referred to as the Multifamily Base Offering Circular) and
Chapter 31 of the Ginnie Mae Mortgage-Backed Securities Guide 5500.3, as amended (the MBS
Guide).
The Multifamily Base Offering Circular and the MBS Guide are available on Ginnie Maes website
located at http://www.ginniemae.gov.
If you do not have access to the internet, call The Bank of New York, which will act as information
agent for the Trust, at (800) 234-GNMA, to order copies of the Multifamily Base Offering Circular and the
MBS Guide.
In addition, you can obtain copies of the disclosure documents related to the Ginnie Mae
Multifamily Certificates by contacting The Bank of New York at the telephone number listed above.
Please consult the standard abbreviations of Class Types included in the Multifamily Base Offering
Circular as Appendix I and the Glossary included in the Multifamily Base Offering Circular as Appendix II
for definitions of capitalized terms.
TABLE OF CONTENTS
Page
Terms Sheet . . . . . . . . . . . . . . . . . . . . . . . . S-3
Risk Factors . . . . . . . . . . . . . . . . . . . . . . . . S-6
The Ginnie Mae Multifamily Certificates . . S-8
Ginnie Mae Guaranty . . . . . . . . . . . . . . . . S-11
Description of the Securities . . . . . . . . . . . S-12
Yield, Maturity and Prepayment
Considerations . . . . . . . . . . . . . . . . . . . . S-15
Page
Certain Federal Income Tax
Consequences . . . . . . . . . . . . . . . . . . . . S-22
ERISA Matters . . . . . . . . . . . . . . . . . . . . . . S-24
Legal Investment Considerations . . . . . . . . S-24
Plan of Distribution . . . . . . . . . . . . . . . . . . S-24
Increase in Size . . . . . . . . . . . . . . . . . . . . . S-25
Legal Matters . . . . . . . . . . . . . . . . . . . . . . . S-25
Exhibit A . . . . . . . . . . . . . . . . . . . . . . . . . . A-1
S-2