Base Offering Circular – Multifamily 73 Inverse Floating Rate Class.......  A Class with an Interest Rate that is reset periodically based on an index and that varies inversely with changes in that index. Issue Date..................................  The date of issuance of a Trust MBS or an Underlying Certificate. Issuing REMIC .........................  With respect to a Trust Agreement that provides for the issuance of a Double REMIC Series, the Trust REMIC that holds the Pooling REMIC Regular Interests issued by one or more Pooling REMICs. Legal Advisor............................  With respect to each Series, a law firm designated by Ginnie Mae to act as legal advisor to Ginnie Mae.  The names and addresses of the current Legal Advisors are contained in the Ginnie Mae REMIC Guide in the document entitled “Ginnie Mae REMIC Transaction Participants.” LIBOR.......................................  The arithmetic mean of the London interbank offered quotations for Eurodollar deposits with a maturity of one month, or, if so specified in the related Trust Agreement or MX Trust Agreement, as the case may be, and the Offering Circular Supplement, a maturity of three months, one year or some other specified duration. LIBOR Class .............................  A Class bearing interest at a rate determined by reference to the applicable LIBOR. Lockout End Date .....................  With respect to any Mortgage Loan, the date as of which any such Mortgage Loan would no longer be subject to any lockout for voluntary prepayments of principal. Maturity Date ............................  With respect to a Ginnie Mae Project Loan Certificate, the final Ginnie Mae Certificate Payment Date for such Ginnie Mae Project Loan Certificate.  With respect to a Ginnie Mae Construction Loan Certificate, the final Ginnie Mae Certificate Payment Date, as adjusted for any extensions made thereto as a result of one or more extension requests submitted by the related Ginnie Mae Issuer and approved by Ginnie Mae.  With respect to an Underlying Certificate, the final Underlying Certificate Payment Date for such Underlying Certificate.  With respect to an Underlying Callable Security, the Final Underlying Callable Security Payment Date for such Underlying Callable Security. MBS Guide ...............................  Ginnie Mae Mortgage-Backed Securities Guide 5500.3, as amended.