Base Offering Circular - Multifamily
482090
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should be considered to have made reasonable arrangements designed to prevent the ownership
of residual interests by Disqualified Organizations.
Second, the Code imposes a one-time tax on the transferor of a residual interest
(including a Residual Security or an interest in a Residual Security) to a Disqualified
Organization. The one-time tax equals the product of (i) the present value of the total anticipated
excess inclusions with respect to the transferred residual interest for periods after the transfer and
(ii) the highest marginal federal income tax rate applicable to corporations. Under the REMIC
Regulations, the anticipated excess inclusions with respect to a transferred residual interest must
be based on (i) both actual prior prepayment experience and the prepayment assumptions used in
pricing the related REMICs interests and (ii) any required or permitted clean up calls or required
qualified liquidation provided for in the REMICs organizational documents. The present value
of anticipated excess inclusions is determined using a discount rate equal to the applicable
federal rate that would apply to a debt instrument that was issued on the date the Disqualified
Organization acquired the residual interest and whose term ends on the close of the last quarter in
which excess inclusions are expected to accrue with respect to the residual interest. Where a
transferee is acting as an agent for a Disqualified Organization, the transferee is subject to the
one-time tax. Upon the request of such transferee or the transferor, the REMIC must furnish to
the requesting party and to the Service information sufficient to permit the computation of the
present value of the anticipated excess inclusions. For that purpose, the term agent includes a
broker, nominee, or other middleman. The transferor of a residual interest (including a Residual
Security or interest therein) will not be liable for the one-time tax if the transferee furnishes to the
transferor an affidavit that states, under penalties of perjury, that the transferee is not a
Disqualified Organization, and, as of the time of the transfer, the transferor does not have actual
knowledge that such affidavit is false. The one-time tax must be paid by April 15th of the year
following the calendar year in which the residual interest is transferred to a Disqualified
Organization. The one-time tax may be waived by the Secretary of the Treasury if, upon
discovery that a transfer is subject to the one-time tax, the Disqualified Organization promptly
disposes of the residual interest and the transferor pays such amounts as the Secretary may
require.
Third, the Code imposes an annual tax on any pass-through entity (i.e., regulated invest-
ment company (RIC), REIT, common trust fund, partnership, trust, estate or cooperative
described in Code section 1381) that owns a direct or indirect interest in a residual interest
(including a Residual Security), if record ownership of an interest in the pass-through entity is
held by one or more Disqualified Organizations. The tax imposed equals the highest corporate
rate multiplied by the share of any excess inclusion income of the pass-through entity for the
taxable year that is allocable to the interest in the pass-through entity held by Disqualified
Organizations. The same tax applies to a nominee who acquires an interest in a residual interest
(including a Residual Security) on behalf of a Disqualified Organization. For example, a broker
that holds an interest in a Residual Security in street name for a Disqualified Organization is
subject to the tax. The tax due must be paid by the fifteenth day of the fourth month following
the close of the taxable year of the pass-through entity in which the Disqualified Organization is
a record Holder. Any such tax imposed on a pass-through entity would be deductible against that
entitys ordinary income in determining the amount of its required distributions. In addition,