Base Offering Circular - Multifamily 482090 67 Excess MBS Portion .................. The excess of the principal balance of the Trust MBS underlying a Callable Class Security over the Class Principal Balance of such Callable Class Security. Exchange Fee ............................. The greater of (i) $5,000 or (ii) the lesser of $15,000 or 1/32 of 1% of the outstanding principal balance of the Callable Class being redeemed. Excess Payment Account ........... With respect to each Trust that issues Securities backed by Ginnie Mae Multifamily Certificates, an Eligible Account established and maintained by the Trustee to which are deposited certain unidentified amounts that may be attributable to principal prepayments or Prepayment Penalties, as specified in Section 3.03(a) of the Standard Trust Provisions or the Trust Agreement, and from which identified principal prepayments and Prepayment Penalties are payable on the following Special Excess Distribution Date, as set forth in Section 3.05 of the Standard Trust Provisions or the Trust Agreement. Excess Payments ........................ With respect to a Series and a Special Excess Distribution Date, all amounts in the Excess Payment Account immediately preceding that Special Excess Distribution Date. FHA............................................ The Federal Housing Administration FHA Loans ................................. With respect to a Ginnie Mae Multifamily Certificate, multifamily mortgage loans insured by FHA or coinsured by FHA and a mortgage lender. FHLB of San Francisco.............. The Federal Home Loan Bank of San Francisco. Final Data Statement.................. If, as of the Closing Date, any of the characteristics of the Mortgage Loans underlying the Trust MBS differ materially from the characteristics described in Exhibit A to the related Offering Circular Supplement, the list prepared by the Sponsor and delivered on the Closing Date to the Information Agent that enumerates any such differences. Final Distribution Date............... As to each Class, the Distribution Date, set forth in the related Trust Agreement, on or before which the final payment due on that Class will be made. With respect to each Pooling REMIC Regular Interest, the Final Distribution Date shall be the latest of the Final Distribution Dates of the corresponding Security or Securities.