Base Offering Circular - Multifamily 482090 68 Final Schedule............................ With respect to any PAC, Scheduled or TAC Class or Component, a final schedule of Scheduled Principal Balances, which schedule will be attached to the related Trust Agreement. Final Structure Date ................... The date by which the Sponsor must submit a final Securities Structure to Ginnie Mae. Financial Advisor....................... The entity, chosen by Ginnie Mae, that serves as financial advisor to Ginnie Mae in connection with the Ginnie Mae Multiclass Securities Program. The name and address of the current Financial Advisor is contained in the Ginnie Mae REMIC Guide in the document entitled “Ginnie Mae REMIC Transaction Participants.” Fixed Rate Class......................... A Class with an Interest Rate that is fixed throughout the life of the Class. Floating Rate Adjustment Date .......................................... With respect to REMIC Securities that evidence beneficial ownership interest in Trust MBS, unless otherwise provided in the related Trust Agreement, as to any Accrual Period (after the initial Accrual Period), the second business day before that Accrual Period begins, or, in the case of a COFI Class that is also a Delay Class, the second business day of that Accrual Period. With respect to securities that evidence beneficial ownership interest in Underlying Certificates, unless otherwise provided in the related Trust Agreement, as to any Accrual Period (after the initial Accrual Period), the business day on which the Certificate Rate for such Underlying Certificate is determined.  For this purpose, “business day” means a day on which banks are open for dealing in foreign currency and exchange in New York City or London. Floating Rate Class .................... A Class with an Interest Rate that is reset periodically based on an index and that varies directly with changes in that index. Ginnie Mae................................. The Government National Mortgage Association. Ginnie Mae Certificate Payment Date ............................................ For any Trust MBS, the day of each month on which payment is required to be made to the holder of that Trust MBS; and to each Callable Class Security, the day of each month on which payment is required to be made to the holder of that Callable Class Security.