Base Offering Circular – Multifamily 930060 91 Weighted Average Remaining Prepayment Penalty Period....... With respect to designated Ginnie Mae Multifamily Certificates and a Cut-off Date, the average, expressed in months, of the remaining periods during which Prepayment Penalties will be payable, as of the Cut-off Date, of all the Mortgage Loans underlying the Ginnie Mae Multifamily Certificates, weighted on the basis of the respective current principal balances of those Mortgage Loans after giving affect to all payments of principal due on or before the related Cut-off Date. 48464.000051 RICHMOND 930060v6