Base Offering Circular – Multifamily 91 Weighted Average Period From Issuance ........................... With respect to designated Ginnie Mae Multifamily Certificates and a Cut-off Date, the average, expressed in months, of the period from issuance, as of the Cut-off Date, of the Mortgage Loans underlying the Ginnie Mae Multifamily Certificates, weighted on the basis of the respective current principal balances of those Mortgage Loans after giving effect to all payments of principal due on or before the Cut-off Date. Weighted Average Remaining Period from Issuance................. With respect to designated Ginnie Mae Multifamily Certificates and a Cut-off Date, the average, expressed in months, of the remaining period from issuance, as of the Cut-off Date, of all the Mortgage Loans underlying the Ginnie Mae Multifamily Certificates, weighted on the basis of the respective current principal balances of those Mortgage Loans after giving effect to all payments of principal due on or before the Cut-off Date.  For purposes of this definition “issuance” means the later of (a) one month prior to the first interest rate payment date after the most recent FHA endorsement and (b) the Cut-off Date of the related Ginnie Mae Multifamily Certificate, unless otherwise indicated in the Offering Circular Supplement. Weighted Average Remaining Prepayment Penalty Period....... With respect to designated Ginnie Mae Multifamily Certificates and a Cut-off Date, the average, expressed in months, of the remaining periods during which Prepayment Penalties will be payable, as of the Cut-off Date, of all the Mortgage Loans underlying the Ginnie Mae Multifamily Certificates, weighted on the basis of the respective current principal balances of those Mortgage Loans after giving affect to all payments of principal due on or before the related Cut-off Date. 48464.000245 RICHMOND 1030684v2