Background
In support of enhancing transparency and investor insight into borrower forbearance activity, Ginnie Mae is preparing to implement revisions to its monthly forbearance disclosure files. As part of this initiative, Ginnie Mae is providing test files for both Pool Level and Loan Level Forbearance Supplemental Disclosures. These test files are intended to assist stakeholders in evaluating the upcoming format and preparing for the transition ahead of the formal release.
Details
Ginnie Mae has released the following full-size test disclosure files, which reflect March 2025 period data:
- Pool Level Forbearance Supplemental Disclosure File: test-plmonforb_202503.zip
- Loan Level Forbearance Supplemental Disclosure File: test-llmonforb_202503.zip
- These test files are available for download on the Disclosure New Release Test File Download page.
- The revised monthly portfolio Pool Level and Loan Level Forbearance Supplemental disclosures will officially replace the current format disclosures starting on the 8th business day of June 2025 and will reflect May 2025 reporting period data.
Important Change in Disclosure Timing
Please note that with this update, Ginnie Mae is changing the publishing date for the monthly forbearance disclosures: - Current publishing date: 6th business day of the month
- New publishing date (effective June 2025): 8th business day of the month
This change will apply to both Pool Level and Loan Level Forbearance Supplemental disclosures.
Action Required
Stakeholders are encouraged to download and evaluate the test files in preparation for the updated format. Testing the integration and understanding of these revised disclosures will facilitate a smooth transition when the changes go into production.
Contact Information
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