Ginnie Mae is pleased to introduce enhancements to the Multifamily Pool and Loan disclosure. The Multifamily Pool and Loan disclosure layout has been updated to Version 4.0. The attached Version 4.0 layout includes: - A new Non-Level Payment Record has been added to provide information regarding Non-Level Payment Provisions for loans having them. This record type will not be provided/populated in the new issuance disclosures (mfpldaily4 and mfpldailymni4).
- A new record type indicator has been added to the Multifamily Pool and Loan record.
- The current column header record will be discontinued.
Implementation General Approach and Timeline
- Sample test data files will be available in January 2026
- Ginnie Mae is tentatively planning to implement Version 4.0 in the first quarter 2026. The actual implementation month will be announced in a subsequent bulletin.
- Initially, Ginnie Mae will produce both the current Version 3 Multifamily Pool and Loan Disclosure files (“Legacy versions"; mfplmon3_yyyymm, mfpldaily3, mfpldailymni3) and the new Version 4 Multifamily Pool and Loan Disclosure files (mfplmon4_yyyymm, mfpldaily4, mfpldailymni4) in parallel, for a period of 3 months.
- During this initial implementation period (3 months), the Version 4 files will be posted on the Disclosure Test File page. Production and posting of the legacy Version 3 files will remain as is on the disclosure download page.
- At the conclusion of this initial implementation period, the Version 4 files will be posted on the disclosure download page. The Version 3 files will no longer be produced.
For questions related to this bulletin, please send an email to
investorinquiries@hud.gov. Inquiries to this email will be addressed within 2 business days.
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