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Frequently Asked Questions (FAQs)​

This FAQ is for summary purposes only. All terms and conditions of the MBS Program are in the applicable Guaranty Agreement and the Guide. Where there is any inconsistency between this FAQ and the applicable Guaranty Agreement or the Guide, the provisions of the applicable Guaranty Agreement or the Guide will govern.
 
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What are the CEMA states?
 
How can an issuer receive multiple EINS?
 
How can an issuer determine if a loan is in a REMIC?
 
A pool was liquidated without reporting the prepayment penalty.  What are the next steps?
 
What is the Issuer Cutoff?
 
Where is the Issuer Cutoff described?
 
How is the Issuer Cutoff determined for an Issuer?
 
I’m an Issuer, and I want to change the current Issuer Cutoff for our organization.  How is this accomplished?
 
Can my Issuer Cutoff Date vary from month to month?  (eg. on the 28th of one month and on the 29th of the next month)
 
Is the Issuer Cutoff the same as the Accounting Cutoff for my organization?