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To read Ginnie Mae's Notes & News Publication # 26, please visit this URL: Notes&News#26


Modest reduction expands credit access and reflects improved economic health of FHA WASHINGTON – As the nation’s housing market continues to improve, U.S. Housing and Urban Development Secretary Julián Castro today announced the Federal Housing Administration (FHA) will reduce the annual premiums most borrowers will pay by a quarter of a percent. FHA’s new premium rates are projected to save new FHA-insured homeowners an average of $500 annually. To read this press release, please visit this URL:
Ginnie Mae hereby announces additional updates to the Mortgage-Backed Securities Guide, HUD Handbook 5500.3, Rev-1 (MBS Guide), including its Document Custody Manual, Appendix V-01 (DCM), as a part of its initiative to revise the policies affecting pool certification and document review requirements.
To read APM 17-01, please visit this URL:
Ginnie Mae is implementing a change to how the Mortgage Insurance Premium (MIP) is disclosed in both the HMBS Loan Level New Issuance and Monthly Disclosure Files. Beginning January 3, 2017, The MIP for a loan will be disclosed based on the loan’s Origination Date as listed below. To read this bulletin, please visit the following URL:
Pursuant to the Housing and Economic Recovery Act of 2008 (HERA), the Federal Housing Finance Agency (FHFA) has announced increased conforming loan limits. Accordingly, Ginnie Mae is revising its definition of High Balance Loans as follows. Effective for issuances on or after January 1, 2017, a High Balance Loan is defined as a single-family forward mortgage loan with an original principal balance (minus the amount of any upfront mortgage insurance premium) that exceeds the following limits: To read APM 16-07, please visit the following URL:
Ginnie Mae is pleased to announce that beginning in February 2017, both the HMBS Monthly Pool Level and Monthly Loan Level Disclosure Data files will be released on an earlier schedule. Please refer to the schedule below for the Disclosure Release Schedule dates details: ​Disclosure File ​ - ​HMBS Monthly Pool Level - - HMBS Monthly Loan Level - - Current Schedule ​ - 10th Business Day, 10PM Future Schedule ​1st Month Applied - ​6th Business Day, 10PM 1st Month Applied - ​January 2016 Data (released in February) ​ The disclosure files are available in the Ginnie Mae MBS Disclosure Data section of Ginnie Mae’s website or from existing data distribution vendors. The release schedule for other Disclosure Data files not mentioned above remain unchanged. For questions related to Disclosure Data, please send an email to
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Our Mission
Our mission is to bring global capital into the housing finance system - a system that runs through the core of our Nation's economy - while minimizing risk to the taxpayer.
For more than 40 years, Ginnie Mae has provided l​i​quidity and stability, serving as the principal financing arm for government loans and ensuring that mortgage lenders have the necessary funds to provide loans to customers.
A Message from the President

Ginnie Mae has been a cornerstone of the U.S. housing finance system since it was created more than 40 years ago. By guaranteeing that investors of our MBS will be paid on a timely basis, Ginnie Mae attracts private capital to the U.S. housing market and facilitates government-insured financing without imposing undue risk on the taxpayer. We have consistently delivered liquidity to the housing finance system during periods of economic stress, and remain a strong supplier of capital that finances affordable single-family and rental housing....more