Ginnie Mae has brought innovation to the government mortgage market for more than 54 years, lowering housing costs for millions of families. Our commitment to innovation continues with our enterprise-wide investment in the securitization of government insured and guaranteed eMortgages and support for the broad-based adoption of Digital Collateral systems and policies across the mortgage finance industry that is pushing down the cost of homeownership in America.
In January 2021, Ginnie Mae first securitized mortgage loans for which the promissory note is an Eligible eNote via its Digital Collateral Program. This section contains guidance, training materials, forms, and other announcements, which together, inform MBS Program Participants about the policies, processes, and requirements for participation in Ginnie Mae's Digital Collateral Program.
Ginnie Mae's Digital Collateral program includes tools for remote notarization, digital signatures and more.
This section contains guidance, training materials, forms, and other announcements, which together, inform lenders that are MBS Program Participants about the policies, processes, and requirements for participation in Ginnie Mae's Digital Collateral Program. Additionally, lenders not currently approved to participate in the program can apply to become part of the effort to reduce costs, improve efficiency and security and make the home buying process more affordable for households.
Curious about eClosing, or unsure of the difference between an eNote and a paper Note? Ginnie Mae's FAQs provide answers to these questions and more. Learn about Ginnie Mae's Digital Collateral program
here. Hear the latest on Digital Collateral program and eMortgages from Ginnie Mae leadership and industry experts.