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Our Mission
Our mission is to bring global capital into the housing finance system - a system that runs through the core of our nation's economy - while minimizing risk to the taxpayer.
For 50 years, Ginnie Mae has provided liquidity and stability, serving as the principal financing arm for government mortgage loans and ensuring that mortgage lenders have the necessary funds to provide loans to customers.
Featured
Ginnie in Brief 8/24/2020
Multifamily MBS Volume Sets Record
The Ginnie Mae multifamily mortgage-backed securities (MBS) program is breaking records. To learn more, read the blogpost here.
Latest News
APM 9/24/2020
APM 20-13: Notification regarding Loans after Deferment Loss Mitigation
In support of the relief and loss mitigation options made available to borrowers affected by COVID-19, VA Circular 26-20-33 “Deferment as a COVID-19 Loss Mitigation Option for CARES Act Forbearance Cases” clarifies the circumstances under which a deferment may be exercised as a loss mitigation option after a forbearance period. To read APM 20-13, please visit this page.
Bulletin 9/21/2020
Forbearance Pool Level and Loan Level files now available on History
In June, Ginnie Mae began publishing the Pool Level Forbearance Supplemental and Loan Level Forbearance Supplemental disclosure files which contain information about Ginnie Mae Single Family MBS pool loans in forbearance (see Bulletin 2020-028). To read this bulletin, please visit this page.
Press Releases 9/21/2020
Ginnie Mae Announces Pooling Restrictions for LIBOR-based Adjustable-rate Mortgages
WASHINGTON, DC – Ginnie Mae announced today restrictions on the pooling of adjustable-rate mortgages with rates indexed to the London Interbank Offered Rate (LIBOR). For more information, read the press release here.

The Ginnie Mae Difference

Since 1968, Ginnie Mae has leveraged the government guaranty at minimal cost and risk to the American taxpayer, while dramatically lowering the cost of finding a home for millions of households. Here’s how Ginnie supports the housing market:
67Percent

Of the People Ginnie Mae served in 2019 were first-time home buyers

20Million

Single family households Ginnie Mae financed over the last 10 years

$2.1Trillion

Our MBS portfolio balance provides crucial support to the housing market

648,146Loans

issued to veteran homebuyers in 2019

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