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Our Mission

Ginnie Mae’s mission is to bring global capital into the housing finance market — a system that runs through the heart of our nation's economy — while minimizing risk to the taxpayer.

For over ​50 years, Ginnie Mae has worked to make affordable housing a reality for millions of Americans through providing liquidity and stability, serving as the principal financing arm for government loans and ensuring that mortgage lenders have the necessary funds to provide loans to consumers. Ginnie Mae delivers mortgage securitization programs for mortgage lenders and attractive offerings for global investors.

Ginnie Mae developed the nation's first mortgage-backed securities (MBS) in 1970. It is the only federal agency tasked with the administration and oversight of an explicit, paid-for, full-faith-and-credit guaranty on MBS. Even in difficult times, an investment in Ginnie Mae MBS has proven to be one of the safest an investor can make, as evidenced by the demand for these securities from investors worldwide. 

Ginnie Mae's Counter-cyclical Role ​​

Last Modified: 12/2/2020 2:50 PM