Overview
Ginnie Mae's Office of Capital Markets (OCM) is pleased to announce an enhancement to the Disclosure Data Search tool. Beginning in September 2025, the tool will display an additional characterization set in the search results: the distribution of loans in each pool attributable to borrowers with incomes between 80% and 100% of Area Median Income (AMI).
This update reflects Ginnie Mae's ongoing commitment to increasing transparency and providing actionable data to stakeholders. Details - New Data Displayed:
The Search Results screen shows the loan count and Unpaid Principal Balance (UPB) for borrowers in the 80–100% AMI range, both as absolute numbers and percentages of the pool.
- Scope of Update:
- Applies to Monthly MBS Pool Supplemental Disclosure data that already contains this characterization.
- Enhancement is to user-facing search results only; no new record types are being added to disclosure files.
- Effective Date:
The new field currently available in the Disclosure Search results.
This enhancement will give market participants a clearer view of the income distribution of borrowers across Ginnie Mae MBS pools and allow for quicker, more robust analysis directly within the search platform.
For questions regarding this bulletin, please contact investorinquiries@hud.gov. Responses will be provided within two business days.
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