DISCLOSURE BULLETIN
Bulletin No. 2026-018
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Published Date: | May 1, 2026
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Effective Date: |
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MBS Pool and Loan Disclosure: Re-Performing Loan Indicator Data, Test Files and Implementation Dates
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I. Purpose This bulletin announces specific test file and implementation dates for the "Re-Performing Loan Indicator" data, as announced in the March 11, 2026 Disclosure bulletin, see
Bulletin 2026-006. It also adjusts Pool Level, Supplemental Stratification Record Type 31 to Monthly Portfolio only.
II. Background Re-performing loans are mortgages that were previously bought out of a Ginnie Mae pool following delinquency, have since returned to current payment status, and have not been modified from their original rate and terms. As re-performing loans have become present across a broader range of pool types (C RG, Custom Extended Term (C ET), M SF, and M JM), Ginnie Mae is now introducing a dedicated Re-Performing Loan Indicator at both the loan and pool level to give investors a clear, consistent signal of this collateral characteristic across all disclosure files.
III. 3-Month CPR Report on Disclosure Plus
The application of Re-performing loan data is for: MBS Loan New Issuance and to MBS Loan and Pool Monthly Portfolio files and will specifically be added to these files:
Existing (Legacy) Files
3 Loan Disclosure Files: MBS SF DAILY NEW ISSUES - LOAN LEVEL, MBS SF MONTHLY NEW ISSUES - LOAN LEVEL, MBS SF PORTFOLIO - LOAN LEVEL, GINNIE II 1 Pool Disclosure File: MBS SF PORTFOLIO POOL - POOL SUPPLEMENTAL (Stratification Record Type 31 – Portfolio only)
Version 2.0 Files
- 3 Loan Disclosure Files: MBS SF Daily New Issues Loan Level, MBS SF Monthly New Issues Loan Level, MBS SF Portfolio Loan Level
- 1 Pool Disclosure File: MBS SF Portfolio Pool (Pool Supplemental, Stratification Record Type 31)
IV. Test Files and Implementation Dates
Test Files
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Files |
Test File Availability provided on the
New Release Test File Download Page | | MBS SF PORTFOLIO, POOL SUPPLEMENTAL FILE, Legacy V 1.2.10 | By May 20, 2026 | | MBS SF PORTFOLIO LOAN LEVEL GINNIE II FILE, Legacy V 1.9 | By May 20, 2026 | | Version 2.0 Files | Test files beginning in June 2026 will contain Re-Performing Loan data. |
Implementation Dates on the
Disclosure Data Download Files Page|
Files |
Data File Name |
Production Implementation Date/Time | | Legacy / MBS SF DAILY NEW ISSUES - LOAN LEVEL | dailyll_new.zip | June 1, 2026, 6 AM (June 2026 data) | | Legacy / MBS SF MONTHLY NEW ISSUES - LOAN LEVEL | dailyllmni.zip | July 1, 2026, 10 PM (June 2026 data) | | Legacy / MBS SF PORTFOLIO - LOAN LEVEL, GINNIE II | llmon2_202605.zip | June 8, 2026, 6 PM (with May 2026 data) | | MBS Pool and Loan Version 2.0 Files | Pool Security and Pool Supplemental files as well as Loan files dailyllpd_new.zip, dailyllmnipd_YYYYMM.zip, llmon_YYYYMM.zip | August 2026 * |
* Specific dates for the August implementation will be provided in a Bulletin in June.
Legacy Loan file layout version 1.9 and Legacy Pool file version 1.2.10 have been updated with the June 2026 effective dates; these files are attached.
V. Questions
For questions related to this bulletin, contact:
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