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2017-048: Platinum WAC ARM Disclosures: Final Layouts and Schedule
Published Date: 8/21/2017 12:00 AM

Ginnie Mae is pleased to provide final updates to the anticipated new Platinum WAC ARM pool disclosure data, which is planned for the 4th quarter of 2017.

This bulletin provides Final Disclosure file layout changes related to:

  • Single class Loan Level Disclosure
  • Single class Pool Level Disclosure
  • Platinum Enhanced Disclosure

Summary of Changes

​MBS Loan Level File ​ ​
​Current Version is 1.6 ​New Version is 1.7 ​New fields, highlighted in yellow in the attached, are added to the layout:  Index Type, Look-Back Period, Interest Rate Change Date, Initial Interest Rate Cap, Subsequent Interest Rate Cap, Lifetime Interest Rate Cap, Next Interest Rate Change Ceiling, Lifetime Interest Rate Ceiling, Lifetime Interest Rate Floor, Prospective Interest Rate
Consolidated Data Disclosure File *​ ​ ​
Current Version is 2.1​ ​New Version is 2.2 ​New Record Type N

* This record will be produced and included in the file only for ARM pools. All other record types remain as-is. The new record type layout is attached to this bulletin.

Platinum Enhanced File **​ ​ ​
​Current Version is 1.2 ​New Version is 1.3 ​New Record Type Y

** The new record type is applicable only to ARM Pools. All other record types remain as-is. The Platinum Enhanced File layout version 1.3, including the new record type, is attached to this bulletin.

** There is no change to the Platinum Collateral file.

Data Previously Announced in Standalone Supplemental File will be in the Platinum Enhanced File

In the Disclosure bulletin of July 12, 2017, the “Supplemental Platinum WAC ARM File” was announced as a new, standalone file for the Platinum WAC ARM disclosures. Ginnie Mae has decided to include the Platinum WAC ARM disclosure data as a new record type, type “Y”, in the existing Platinum Enhanced file rather than publish a new, standalone file. Previously, the Platinum Enhanced file contained only “P” and “W” records; now it will contain “P”, “W”, and “Y” records. There will be no separate standalone file for Platinum WAC ARM disclosure data (as previously announced).

Test Files and Implementation

Test files for all three files will be made available on the Disclosure New Release Test File Download page in early September, 2017. Anticipated implementation for the three files is the 4th Quarter of 2017. The specific implementation month will be provided in a separate bulletin.

For questions related to this bulletin, please send an email to Inquiries to this email will be addressed within 2 business days.