Ginnie Mae is implementing a new Environmental, Social, and Governance (ESG) stratification record in the MBS Single-Family Pool Supplemental File located on Ginnie Mae’s Disclosure Data Download page. The objective of this record is to provide investors with information that supports their sustainable investing decisions and solutions. The ESG record will provide pool level aggregate information about the extent of loans and UPB dollars that are in Low- and Moderate-Income areas.
The Low- and Moderate-income areas used in formulating this new disclosure record are defined by the Department of Housing and Urban Development (HUD). As a part of the HUD Community Development Block Grant Program, HUD delineates geographic areas that are designated as Low- and Moderate-income areas. The new disclosure aggregates to the pool level the Number of Loans, % of Loans, UPB Dollars, % UPB Dollars across low- and moderate-income areas applicable to the pool.
The new Stratification Record Type 25 record will be added to the MBS Single Family Supplemental File, “monthlySFS_YYYYMM.zip.” The record format is attached. The record will be included in the Monthly Portfolio File only. It will not be in the Daily New Issuance files.
A test file will be provided in mid-April 2021, and the first production MBS SF PORTFOLIO – POOL SUPPLEMENTAL file containing Record Type 25 will be provided on the Disclosure Data Download page on May 10th.
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