The purpose of this Multiclass Participants Memorandum is to inform interested participants that effective with issuances on and after January 12, 2026, Platinum Participants may aggregate MBS pool type C BD into Platinum pool types C JP and C SP, and MBS pool types C RG and C BD into Platinum pool types M AP and M BP. The following chart shows the MBS eligible for inclusion in Platinum C JP, C SP, M AP, and M BP pools. Platinum Pool Type
| Eligible MBS for Platinum Securities
| C JP
| C BD, C JP, C RG, C SF 15yr as collateral
| C SP
| C BD, C RG, C SF, C SP 30yr as collateral
| M AP
| M JM 30yr and C RG, C BD and C SF 30yr (commingling permitted) as collateral | M BP
| M JM 15yr and C RG, C BD and C SF 15yr (commingling permitted) as collateral |
Please contact Ginnie Mae’s Office of Capital Markets, Product Manager Richard Perrelli at richard.j.perrelli@hud.gov with any comments or Platinum Pool Type questions regarding this announcement. |