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Ginnie In Brief
 
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Ginnie Mae at 50
by Michael R. Bright | 5/21/2018

For the past 50 years, Ginnie Mae has provided countless Americans, including veterans, first-time homebuyers, and low- and moderate-income borrowers the opportunity for homeownership. We have played an integral role in expanding housing opportunity for Americans by bringing global capital to the U.S. housing market and maintaining stability and liquidity through all market cycles.

But – maybe understandably – many people don’t have a good sense of how this process works. So, to broaden public understanding of who Ginnie Mae is, what we do and how we do it, we’re pleased to release Ginnie at 50. This paper provides insights into our:

  • 50-year history,
  • Mission,
  • Business model, and
  • Six core functions.

We’ve come a long way since 1968, and will continue to evolve and modernize our platform, programs and products to ensure we’re fully-equipped for our current mission, and able to step up to any role policymakers may task our agency with in the future. So, please keep an eye out in the coming weeks for a complementary paper that addresses the other side of our story; where Ginnie Mae is headed in the future as we continue evolving to meet the needs of the dynamic housing finance marketplace.

In the meantime, we encourage you take a few minutes to read Ginnie at 50. Having done so, you will have a better grasp of one of the lesser understood, yet most important and durable pillars in the U.S. housing finance system.

Ginnie in Brief Contributors
Laticia Jefferson
Richard Perrelli
Barbara Cooper-Jones
Regina Chase
Angel Hernandez
Alven Lam
Eric Blankenstein
Seth D. Appleton
Omar Bouaichi
John T. Daugherty
John F. Getchis
Roy Hormuth
Tamara Togans
Maren Kasper
Gregory A. Keith
Michael Drayne
Ginnie Mae
Michael R. Bright
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Last Modified: 3/23/2021 10:16 AM